Job Recruitment Website - Social security inquiry - What's the difference between social security and annuity insurance?
What's the difference between social security and annuity insurance?
Social security is a national welfare, which aims to provide basic protection for enterprises and employees. It's social security, and annuity insurance is purchased voluntarily.
2. The function of insurance is different.
Social security is mandatory and covers a wide range. Its purpose is to provide basic guarantee for employees of enterprises and institutions, which can meet the minimum living guarantee, but can not guarantee high-quality old-age life. Annuity insurance belongs to commercial insurance, and commercial insurance can get certain economic compensation. The supplement of commercial endowment insurance is particularly important for most employees.
3. The relationship between rights and obligations is different.
Social security emphasizes that workers must fulfill their social insurance obligations, abide by the labor contract law, fulfill their legal obligations and pay social insurance premiums on time in order to enjoy the benefits and rights endowed by social insurance, and emphasizes the rights and obligations of both the state and workers. Annuity insurance embodies the relationship of responsibilities, rights and obligations between insurance companies and policyholders.
4. Different degrees of treatment
How much social security an individual bears is not directly related to the treatment he enjoys, but has the nature of social assistance. At present, there are obvious differences in pensions among different groups of people. Generally speaking, institutions >; The pension standards of institutions, enterprises and civil servants are obviously higher than those of other social personnel. Annuity insurance can buy one or more annuity insurance on the basis of social security, which is completely unaffected. In annuity insurance, the more premium the insured pays, the more insurance amount he enjoys and the higher the degree of protection he enjoys.
5. Different autonomy and flexibility.
Social insurance will have an impact due to job changes, mainly affecting and restricting payment and payment; Annuity insurance is not affected by job changes or other changes.
Extended data:
Free whole life insurance annuity insurance
More insurance questions can be consulted by telephone.
Pre-sales telephone number: 95362
Pre-sales product consultation: 400-880-3633
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