Bijie Staff Personal Medical Insurance Inquiry System

Urban medical insurance inquiry, in order to enable the insured to grasp their own medical insurance information in time, various urban residents' medical insurance management centers have also launched a variety of personal inquiry methods for urban residents' medical insurance, and the insured can choose their favorite methods to conduct personal inquiry for urban residents' medical insurance.

First, at present, the individual medical insurance for urban residents mainly has the following inquiry methods:

1, the insured person with my ID card to the local social security bureau service hall to inquire and print the payment list; Call the Social Security Bureau to report the personal ID number and check the balance of the personal medical insurance account;

2. Use the social security number or ID number to enter the website of the Social Security Bureau to inquire about the payment of individual medical insurance accounts; Inquire at designated medical institutions when seeking medical treatment and buying medicines;

3. Inquire at the medical card issuing bank.

Now people are very nervous at work, and no one wants to go to the service hall of the Social Security Bureau to inquire in person. Telephone inquiries are sometimes busy, and some questions can't be explained clearly on the phone. Therefore, more people prefer the way of online personal inquiry of urban residents' medical insurance. Generally, the websites that provide inquiries about the balance of medical insurance cards are the local social labor security network, that is, official website of the Social Security Bureau. After entering the personal inquiry system of medical insurance for urban residents, you can enter your personal ID number to inquire about the payment and balance of social insurance.

Two, China's urban workers medical insurance fund financing principle is:

"The medical insurance fund implements pay-as-you-go, with a balance of payments and a slight balance." At the beginning of China's medical insurance reform, individuals were required to pay 2% of the total wages, and employers paid 6% of the total wages. At present, medical insurance for urban workers in some areas of China is limited by payment conditions and beneficiary qualifications.

The basic medical insurance for employees is for all employers and employees in cities and towns; Basic medical insurance system based on the principle of compulsory participation. The main contents of the basic medical insurance system for employees are:

1. The basic medical insurance for employees covers all employers in cities and towns, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc. ), organs, institutions, social organizations, private non-enterprise units and their employees. Township enterprises and their employees, owners of urban individual economic organizations and their employees should also participate in the basic medical insurance.

2. The payment method of employee's basic medical insurance is that the basic medical insurance premium is paid jointly by the employer and the employee. The employer's contribution rate should be controlled at about 6% of the total wages of employees, and the contribution rate of on-the-job employees is generally 2% of their wage income. Retirees don't have to pay for themselves. The specific payment ratio is determined by the overall planning areas according to the actual situation. With the development of economy, the contribution rates of employers and employees can be adjusted accordingly.

The employer's contribution level is determined according to about 6% of the local total wages. At present, the national average contribution rate of employers is 7.43%, the lowest is 3%, and the higher ones are 10% and 9% respectively in Shanghai and Beijing, and the national average contribution rate is 2%.

The above is the introduction of urban medical insurance inquiry, hoping to help everyone.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.