How much should I pay for the 4,000 yuan salary, five insurances and one gold in Qiandongnan Miao and Dong Autonomous Prefecture of Guizhou Province?

Paying five insurances and one gold refers to paying social security and housing accumulation fund, all of which are paid according to a certain base and a certain proportion. The general payment base is the average salary of employees in the previous year, and the respective payment ratios of the five insurances are fixed. The minimum deposit ratio of housing provident fund is 5%, generally around 10%.

According to the employee's salary standard of 4000 yuan as the payment base, the proportion of housing provident fund payment can be calculated according to the minimum, and the part that employees need to pay can be calculated.

The proportion of individual contributions for endowment insurance is 8%, medical insurance is 2%, unemployment insurance is 0.5%, and housing accumulation fund is 5%. Workers with work-related injury insurance and maternity insurance do not need to pay individual fees.

Total expenses paid by employees: 4,000 yuan ×(8%+2%+0.5%+5%)=620 yuan.

Payment ratio of five insurances and one gold:

endowment insurance

1, the average monthly salary of employees in the year above the individual contribution is the base (the minimum is 40% of the salary of employees in the whole city in the previous year; The highest figure is 8% of the city's employees' wages in the previous year.

2. The unit payment is paid according to 22% of the average monthly salary of the employee in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

medical insurance

Unit 10%, individual 2%+3 yuan;

unemployment insurance

Unit 1%, individual 0.2%;

employment injury insurance

According to the industry scope divided by the unit, the work injury rate is determined, and the work injury rate is between 0.5% and 2%;

maternity insurance

Payment ratio: 0.8% of the unit, and individuals do not pay.

Public accumulation fund

The minimum ratio is 5%

Regulations on the administration of housing provident fund

Article 18

The deposit ratio of employees and unit housing provident fund shall not be less than 5% of the average monthly salary of employees in the previous year; Conditional cities can appropriately increase the deposit ratio. The specific deposit ratio shall be drawn up by the Housing Provident Fund Management Committee and submitted to the people's governments of provinces, autonomous regions and municipalities directly under the Central Government for approval after being audited by the people's governments at the corresponding levels.