What is the impact of suspending social security for six months?

The impact of suspending social security for six months is as follows:

1. Social security benefits are affected: the suspension of social security contributions will lead to the reduction of individual social security payment years, thus affecting individual social security benefits. If the payment of social security is suspended for more than the minimum payment period, it may not be able to enjoy social security benefits such as pension insurance and medical insurance;

2. Increase in the amount of social security contributions: if you want to continue to participate in the insurance after the social security payment is stopped, you need to pay back the social security fees that you did not pay before, which will increase the amount of personal social security contributions;

3. Other effects: Stopping payment of social security may also affect personal employment and loans, because some units or banks and other institutions may check personal social security payment as the basis for assessment and evaluation.

The social security payment period is stipulated as follows:

1, the cumulative payment period of medical insurance (including the deemed payment period and actual payment period in this city) shall be 30 years for men and 25 years for women;

2. The social insurance plan is organized by the government, forcing a certain group to use part of its income as social insurance tax to form a social insurance fund, from which the insured can obtain fixed income and loss compensation;

3. Pay the basic old-age insurance premium 15 years and the basic medical insurance premium for 20 years in the same city. When retiring, it will be calculated according to the standard of the city where the payment is made;

4 to participate in the basic old-age insurance, individuals who have reached the statutory retirement age and accumulated contributions for fifteen years, receive the basic pension on a monthly basis.

To sum up, the impact of social security suspension may be different in different regions and under different circumstances, and the specific situation needs to be judged and handled according to local relevant policies and regulations and actual conditions. At the same time, individuals are advised to pay social security in time to ensure their social security rights and other aspects of stability.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.