How to withdraw the money from the social security personal account

Legal analysis: individual contributions to old-age insurance can be taken out, but there are certain conditions:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit); 2. The insured dies for some reason; 3, death after retirement, personal account balance.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 14 Individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.

Seventeenth individuals who participate in the basic old-age insurance, due to illness or non-work-related death, their survivors can receive funeral grants and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.