Job Recruitment Website - Social security inquiry - How to pay social security and medical insurance together

How to pay social security and medical insurance together

Medical insurance is divided into employee medical insurance and urban and rural residents medical insurance. If it is employee medical insurance and social security, it needs to be paid together. We all know that social security includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. When the unit pays social security for employees, it collects data and reports it to the Social Security Bureau for processing, so the medical insurance in social security is paid together.

Social insurance is a social and economic system that provides income or compensation for people who have lost their ability to work, are temporarily unemployed or suffer losses due to health reasons, and occupies a core position in the whole social security system. Its main items include endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation. The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Social security and medical insurance contributions are accounted for together, and social security contributions already include medical insurance contributions. The payment of social security is generally determined according to a certain payment base, which is determined according to the average social wage of local teenagers. The minimum does not exceed 60% of the local average wage, and the maximum does not exceed 300% of the local average wage. The actual salary is paid according to the actual salary within this range, so the payment amount of social security is not fixed. The payment of medical insurance only accounts for a small part of social security and has little impact on social security.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis. Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.