Can students pay endowment insurance?

Students can pay social security. Anyone who has reached the age of 16 can participate in social insurance, but college students are not employees of enterprises, and enterprises do not have labor customs departments, so they cannot participate in endowment insurance for urban employees. College students can only participate in flexible employment or residents' pension insurance. If you want to participate in the endowment insurance for urban workers, you must sign a labor contract with your unit after graduation, and you can only participate if you have labor relations. If paying social security requires the school to stop paying medical insurance, social security can be paid normally.

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households, part-time employees and other flexible employees in useless units who have not participated in the basic old-age insurance can participate in the basic old-age insurance and pay the basic old-age insurance premium.

Age requirement: Old-age insurance is usually aimed at people who reach a certain age, and this age requirement will vary according to the laws and regulations of different countries and regions.

Social insurance system: In some countries, participating in endowment insurance needs to conform to the national social insurance system and pay in accordance with relevant regulations. This means that only those who are included in the national social insurance system are eligible to participate in old-age insurance.

Employment status: Some pension insurance plans may require the insured to have employment or work status. This means that freelancers or unemployed people may need to look for other forms of pension reserve plans.

Subjective will: The purchase of endowment insurance depends on the individual's subjective will in addition to the requirements of laws and systems. People can decide whether to buy endowment insurance according to their financial goals and long-term planning.

Health status: Endowment insurance generally has no strict requirements for personal health status. However, if there are some serious health problems, it may affect the application and premium of some specific pension insurance plans.

I hope the above content can help you. If in doubt, please consult a professional lawyer.

Legal basis:

Article 4 of People's Republic of China (PRC) Social Insurance Law

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 10

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.