How many years does medical insurance need to be paid?

Medical insurance needs to be paid for 25 years, and the relevant provisions are as follows:

1, according to the medical insurance regulations, the insured male is over 60 years old and the female is over 55 years old, and the male pays no less than 25 years, and the female pays no less than 20 years, of which the actual basic medical insurance premium must be no less than 15 years, and the medical insurance benefits can only be enjoyed after retirement;

2 before retirement did not meet the minimum age requirements, can make up the actual payment period of medical expenses.

What is the function of medical insurance?

1, medical insurance, refers to the occurrence of medical behavior agreed in the insurance contract as a condition for payment of insurance money, to provide protection for the insured's medical expenses during medical treatment;

2. Medical insurance, like other types of insurance, is to collect medical insurance premiums from people threatened by diseases in advance in the form of contracts and establish medical insurance funds; When the insured goes to a medical institution for medical treatment, the medical insurance institution will give certain economic compensation;

3. Medical insurance also has two major functions of insurance: risk transfer and compensation transfer. That is, the economic losses caused by individual disease risks are distributed to all members threatened by the same risks, and the economic losses caused by diseases are compensated by centralized medical insurance funds.

What are the ways to inquire about personal accounts of medical insurance?

1, the social security center inquires. If you don't know your social security account number, you can bring your ID card to the business hall of the social insurance agency in each district to inquire;

2. Online inquiry, log in to the labor security network or social insurance business website of the city where you are located, click the "Personal Social Security Information Inquiry" window, enter my ID card and password, and inquire about my insurance information;

3. Telephone consultation. Call the labor and social security comprehensive service telephone number "12333" for policy consultation and information inquiry.

Legal basis: Article 23 of the Social Insurance Law of People's Republic of China (PRC).

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.