Should medical insurance and social security be linked to wages?

First of all, you should explain that social security is what we call five insurances and one fund, including medical insurance, endowment insurance, work injury insurance, unemployment insurance, maternity insurance and housing accumulation fund.

China has a policy that employers should buy social security for their employees at some point. Please refer to the following report on social security from the website of "Insurance Harbor" (taking Sichuan as an example).

(1) Basic insurance for urban workers (five risks)

1. Payment proportion

Individual bears part of the insurance unit bears part of the subtotal.

Basic old-age insurance 20.0% 8.0% 28.0%

Basic medical insurance 7.5% 2.0% 9.5%

Unemployment insurance 2.0% 1.0% 3.0%

Industrial injury insurance 0.6% 0.6%

Maternity insurance 0.6% 0.6%

Total 30.7%11.0% 41.7%.

2. Payment base

(1) Chengdu Social Security Bureau stipulates: "The payment base of enterprises and employees shall be calculated according to the actual income listed in the total wage statistics item stipulated by the National Bureau of Statistics, including hourly wages, piece-rate wages, bonuses, allowances and subsidies, overtime wages and wages paid under special circumstances."

(2) the upper and lower limits of various insurance payment bases (the upper and lower limits are calculated according to the average monthly salary of employees in Sichuan Province or Chengdu in the previous year)

The basic old-age insurance takes 60% of the average monthly salary in Sichuan Province as the lower limit and 300% as the upper limit. Actual amount: 1.252 yuan-626/kloc-0 yuan.

The basic medical insurance takes 60% of the average monthly salary in Chengdu as the lower limit and 300% as the upper limit. Actual amount:1235-6174 yuan.

Unemployment insurance takes 60% of Chengdu's average monthly salary as the lower limit and 300% as the upper limit. Actual amount:1235-6174 yuan.

The lower limit of industrial injury insurance is 60% of the average monthly salary in Chengdu, and the upper limit is 300%. Actual amount:1235-6174 yuan.

Maternity insurance takes 60% of Chengdu's average monthly salary as the lower limit and 300% as the upper limit. Actual amount:1235-6174 yuan.

(3) The five-insurance payment base is declared by the enterprise according to the actual wages of employees, and the upper and lower limits are controlled by the Social Security Bureau. If the salary is between 1252 yuan and 6 174 yuan, there is no need to consider the upper and lower limits.

(4) The payment base is based on the employee's salary last month.

(2) Comprehensive insurance for migrant workers (secondary insurance)

1. Payment proportion

Individual bears part of the insurance unit bears part of the subtotal.

Comprehensive insurance 14.5% 5.5% 20.0%

Unemployment insurance 2.0% 2.0%

Total 16.5% 5.5% 22.0%

2. Payment base

(1) The comprehensive insurance payment base is divided into three grades, which are 60%, 80% and 100% of the average monthly salary in Chengdu last year. The current base of the third gear is 60%: 1235 yuan, 80%: 1646 yuan, 100%: 2058 yuan.

(2) Unemployment insurance and unemployment insurance for urban workers have the same payment base.

About social security, you can go to the insurance port.

Insurance port-a professional insurance website, which has compiled the knowledge about insurance in detail, and you can find the answer you want in it.