Job Recruitment Website - Social security inquiry - Is it true to extend the social security payment period?
Is it true to extend the social security payment period?
China's social security contribution is at least 15 years, and you can receive a pension after retirement, which means that 15 years is the minimum threshold. It is stipulated that the minimum payment period is 15 years, which does not mean that it is not necessary to pay 15 years. For employees, payment is a mandatory obligation stipulated by law. As long as you are employed in an employer, you should pay in accordance with state regulations. At the same time, the individual's enjoyment of the basic pension is directly related to the individual's payment period. The longer the payment period, the larger the payment base, and the more pensions you receive after retirement.
Social insurance funds include basic endowment insurance fund, basic medical insurance fund, industrial injury insurance fund, unemployment insurance fund and maternity insurance fund. In addition to the basic medical insurance fund and maternity insurance fund combined accounting, other social insurance funds are accounted for separately according to social insurance types.
According to the regulations, in terms of old-age insurance, you can receive a monthly pension when you reach the statutory retirement age and the accumulated payment reaches 15 years; In terms of medical insurance, the insured is 60 years old for men and 55 years old for women. The payment period for men is not less than 25 years, and that for women is not less than 20 years. The actual payment period for basic medical insurance premium must be not less than 15 years, and they can enjoy medical insurance benefits after retirement. Maternity insurance can be enjoyed after 6 months (limited to the name of the unit); Unemployment insurance refers to the insurance payment for more than 12 months when the conditions for receiving unemployment benefits are met.
Social insurance funds implement a unified accounting system throughout the country. The social insurance fund is earmarked for special purposes, and no organization or individual may occupy or misappropriate it. The basic old-age insurance fund will gradually implement national overall planning, and other social insurance funds will gradually implement provincial overall planning. The specific time and steps shall be stipulated by the State Council.
According to China's medical insurance system, the insured can enjoy relevant medical insurance benefits after retirement and no longer pay medical insurance premiums.
Legal basis:
People's Republic of China (PRC) social insurance law
Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years when they reach the statutory retirement age.
Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.
Twenty-seventh individuals who participate in the basic medical insurance for employees, when they reach the statutory retirement age, will no longer pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with state regulations; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.
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