How to pay social security? What are the grades of social security?

The monthly payment standard of social insurance for the insured is divided into four grades: the lowest grade (40%), the first grade (60%), the second grade (80%) and the third grade (100%). Refers to the payment base of the average wage of social workers in the previous year. For example, the average salary of social workers last year was 3000 yuan. If you choose 80%, you will have to pay 8% if you are an enterprise employee, which means 192 yuan. The higher the level, the more you get, which means the more you pay, the more you get. Of course, the amount of money you get is also related to the number of years you pay social security.

Individual contributions are based on the average income of the whole city in the previous year. For example, in Guangzhou, the average income in 20 17 years is about 7000 yuan. In this case, pension accounts for 20%, unemployment accounts for 1%, and personal medical care accounts for 5%. Simply multiply, you need to pay more 1800 yuan every month, which is about 22,000 yuan a year. The unit payment is industrial injury insurance: 0.5% per month, and maternity insurance: 0.8% per month. The rest is government subsidies.

Extended data:

It stands to reason that the higher the level of social security, the better. The more you pay, the longer you pay, and the more you get when you retire. But it should also be combined with its own economic conditions. If it has enough money, it is still recommended.

Shift to a higher gear. In the case of the same payment period, the level of basic pension depends on the average individual payment index, that is, the historical average of the ratio of its actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.

Therefore, in the two kinds of calculation of pension, no matter what the situation, the higher the payment base and the longer the payment period, the higher the pension. Pensions are fixed indefinitely. As long as the recipient survives, it will be

You can enjoy the pension on a monthly basis, even if the personal account pension has been used up, it will continue to be paid according to the original standard. Therefore, the longer you live, the more you can get, which is definitely more cost-effective than paying.

References:

Social Security-Baidu Encyclopedia