Which banks can apply for social security cards?

Social security card is not a card belonging to a bank alone, but a card issued to the society by local human resources and social security departments. Social security cards can be handled in banks such as Industrial and Commercial Bank of China, Agricultural Bank, Bank of Communications, China Construction Bank and Postal Savings Bank.

The specific bank to be handled should be determined according to the bank cooperated by the local social security bureau, and there is no uniform provision in law.

First, the introduction of social security cards:

The Social Security Card of the People's Republic of China is an integrated circuit (ic) card issued by local human resources and social security departments for various business fields of human resources and social security.

Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Go through the formalities of job registration and unemployment registration; Apply for unemployment insurance; Apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handling labor and social security affairs online.

The social security card is being implemented, and the work of expanding the application field of social security card is being deployed. To this end, the Ministry of Industry and Information Technology issued the Notice on Loading Financial Functions into Social Security Cards. The social security card loaded with financial functions not only has the functions of information recording, information inquiry and business handling, but also can be used as a bank card with financial functions such as cash deposit, withdrawal, transfer and consumption. In order to promote financial services to people's livelihood and facilitate people to enjoy social security benefits and financial services.

Second, the medical insurance personal account

1. The full name of medical insurance personal account is called personal medical insurance personal account, or personal account for short. Personal accounts are mainly used to record and store personal account funds and are used for personal medical consumption according to regulations.

2. The main sources of personal account funds include: medical insurance premiums paid by individuals; A certain percentage of social medical insurance premium paid by the employer; Some include personal account start-up funds paid by employers for individuals; There is also the interest income of personal account funds generated with the increase of insurance years.

Third, the personal account payment scope:

Usually used to pay the insured's specific medical expenses:

1, outpatient expenses incurred by designated medical institutions;

2. Drug purchase expenditure of designated retail pharmacies;

3, the basic medical expenses of designated hospitals and outpatient clinics for specific projects, and the expenses below the Qifubiaozhun as a whole; Exceeding the minimum threshold, the expenses that should be borne by individuals.

The insured person's use of personal account funds to pay medical expenses shall conform to the provisions of the scope of basic medical drugs, the scope of diagnosis and treatment projects, the scope of medical service facilities and payment standards.