What is the impact of breaking off the old-age insurance for one month?

Interrupting pension insurance for one month may have the following effects:

1. Pension benefits are affected: after one month's severance, the payment period of pension insurance may be insufficient, thus affecting the pension benefits after retirement. Because the payment period of pension insurance is one of the important factors in calculating pension, the longer the payment period, the higher the pension benefits;

2. Increase the payment: If you want to continue to pay the old-age insurance after one month of breaking off diplomatic relations, you need to pay. However, the payment after one month of breaking off diplomatic relations may be higher than the normal payment by a certain percentage, because some areas will impose fines or late fees on overdue payment during the period of breaking off diplomatic relations;

3. Social security relationship is affected: if the diplomatic relationship is broken for one month, the pension insurance relationship may be interrupted. Once the old-age insurance relationship is interrupted, it is necessary to re-register the old-age insurance, which will also affect the transfer and enjoyment of other social insurance relationships.

Pension insurance payment conditions:

1. repayment period: generally speaking, the repayment period cannot exceed 5 years, and the specific period may vary according to regions and policies;

2. Payment time: Generally speaking, payment can only be made before retirement, and payment cannot be made after retirement age;

3. Payment standard: The general supplementary endowment insurance premium is based on the latest payment standard and calculated according to the local payment ratio;

4. Payment method: Generally speaking, it can be paid in one lump sum or in installments, and the specific payment method may be different due to different regions and policies.

To sum up, the specific payment conditions of retirement pension insurance may be different due to different regions and policies. It is suggested to understand according to the regulations of local human resources and social security departments or relevant departments.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.