How to use the money in Beijing social security card

The money refunded from Beijing medical insurance with Beijing bank passbook is adjusted according to the payment base, years and age. If you just pay medical insurance and are young, it usually costs tens of dollars a month.

The money deposited into the medical passbook every month is as follows: 1, 2% paid by individuals, which is your payment base * 2%; 2. The company's contribution varies with age, specifically: (1) employees under 35 are classified according to the payment base *0.8%; (2) Employees over 35 years old and under 45 years old are classified according to the payment base * 1%; And (3) employees over 45 years old are classified according to the payment base * 2.

Beijing's regulations: After taking out medical insurance, a personal account passbook of Bank of Beijing will be issued. The money in the passbook can be used to buy some daily medicines and pay a small amount of outpatient medical expenses. The money in the passbook can be freely controlled or accumulated for future use. If you are in good health, you can take it out to eat, buy clothes or buy a mobile phone temporarily. However, when it comes to medical expenses, you have to prepare them yourself. The personal account passbook of Bank of Beijing Medical Insurance can only withdraw money from it, but can't save money, so it can't be used as a general savings passbook. According to the provisions of the basic medical insurance in Beijing, the amount transferred to the employee's personal account is:

(a) the basic medical insurance premiums paid by individual employees

(2) The basic medical insurance premium paid by the employer shall be transferred to the personal account according to the following standards: employees under the age of 35 shall be transferred to the personal account according to 0.8% of their monthly salary base; Employees over 35 years old and under 45 years old will be transferred to personal accounts according to 1% of their monthly salary base; Employees over the age of 45 are included in personal accounts according to 2% of their monthly salary base.

Beijing medical insurance has certain particularity. Beijing's medical insurance is a passbook, and social security cards can be used in designated hospitals. When the company joins the company, it will be required to fill in three designated social security hospitals, but it is not necessary to fill in designated medical insurance pharmacies. According to the Beijing Municipal Bureau of Human Resources and Social Security, outpatients take medicine at their own expense outside the hospital. After seeing a doctor in the hospital, if you want to buy medicine in the hospital, you must submit a prescription with a special seal for outsourcing issued by the hospital to be reimbursed. Minimum medical insurance payment 1800 yuan.