What if I change my job and my social security is broken 1 month?

The way to break off social security for one month during changing jobs is to pay back the money. If it is endowment insurance, it doesn't matter if it is broken off for three months, as long as it is paid at the end of 15. Secondly, for medical insurance, unless the unpaid medical insurance is paid back, the medical insurance benefits will stop from the month when the medical insurance is terminated. If it is maternity insurance, you can't enjoy the corresponding treatment if you break the maternity insurance when you are pregnant. Breaking up for a month has little effect on work-related injury insurance and unemployment insurance.

What is the impact of social security interruption for one month?

Impact 1: Medical insurance benefits are stopped.

After the medical insurance is stopped, starting from the second month, you can't enjoy the relevant subsidies and reimbursement when you go to the hospital for medical treatment. But if the medical insurance card still has money, you can still swipe the money in the medical insurance card when you go to buy medicine or go to the hospital to see a doctor. Therefore, if you only suspend medical insurance payment for one or two months, the impact will not be great, as long as you are in good health during this period and don't get sick and go to the hospital. As long as you pay in follow-up, you can continue to enjoy medical insurance benefits.

Impact 2: Maternity insurance is affected.

Maternity insurance is a general payment and medical subsidy provided to female employees during pregnancy and after delivery. Only if they pay social security 1 year continuously can they enjoy it. If you don't pay 1 year social security when you are pregnant, you can't enjoy this treatment.

It doesn't matter much if you don't plan to get pregnant in the short term.

Impact 3: It takes years to buy a house and a car.

In Guangzhou, friends with non-local household registration want to buy a house in Guangzhou and need to pay social security for three consecutive years within five years; Buying a car and participating in the lottery require a record of paying basic medical insurance for more than two consecutive years.

You can't break for a month in the middle! If it breaks down, you have to wait a few years before you can buy a house or a car. If you don't plan to buy a house or car in Guangzhou in two or three years, then social security can be very capricious. ......

Impact 4: Affect children's schooling.

Children of non-local registered families attend primary schools in Guangzhou. According to the new "points admission" regulation, at least one parent has to pay social security 1 year continuously. If 1 month is broken, it will directly affect children's schooling.

Impact 5: Endowment insurance

Endowment insurance must be paid 15 years. Only after retirement can you receive a monthly pension and have a sense of security. However, this 15 year refers to the cumulative payment period, which can be interrupted without continuity. That is, as long as you pay social security 180 months, you can get a pension after retirement.

To sum up, changing jobs has nothing to do with social security for a month. If you don't want to break off diplomatic relations, you just need to go to the local social security bureau to pay back the money. But a month's deduction will lead to the failure of medical insurance reimbursement.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 58

The employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.