Four gold individual unit payment ratio

Endowment insurance: the unit pays 20% and the individual pays 8%; Medical insurance: unit contribution ratio 10%, individual contribution ratio 2%+3 yuan serious illness overall planning; Unemployment insurance: the unit pays 1%, and the individual pays 0.2%; Housing accumulation fund: unit contribution ratio 12%, individual contribution ratio 12%.

1. What is the social security contribution ratio of companies and individuals?

1, endowment insurance: 20% paid by the unit and 8% paid by the individual. There are two conditions for receiving pension insurance benefits: you must reach the statutory retirement age and the payment period must reach 15 years or more.

2. Medical insurance: the unit pays 6% and the individual pays 2%. From the date of insurance payment, employees can enjoy basic medical insurance benefits after 6 months.

3. Work-related injury insurance: paid by the employer. The industrial injury insurance rate is divided into 8 grades, ranging from 0.6% to 3.6%, and the social security agency shall verify the rate according to the characteristics of the industry to which the unit belongs.

4. Maternity insurance: paid by the employer. Maternity insurance rate is 0.3%. Male workers participate in maternity insurance, and if their wives are not insured, they can also enjoy certain maternity allowance when giving birth.

5. Unemployment insurance: the unit pays 0.6% and the individual pays 0.4%. Unemployment insurance can only be enjoyed after paying for one year. Generally, it is paid for two months in one year and four months in two years, but the longest period of enjoyment cannot exceed 24 months.

Second, what if the unit does not pay social security?

1. terminate the labor contract on the grounds that the unit is illegal and demand to pay economic compensation. According to the regulations, if the employee fails to pay social insurance according to law, the employee may terminate the labor contract and demand to pay economic compensation. This is a better way to terminate the labor contract. If the company fails to pay social security according to law, including failure to pay or failure to pay in full, it can not only terminate the labor relationship, but also demand economic compensation.

Legal basis: Article 58 of the Social Insurance Law of People's Republic of China (PRC) stipulates that the employer shall apply to the social insurance agency for social insurance registration for employees within 30 days from the date of employment. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.