Job Recruitment Website - Social security inquiry - Conditions for withdrawal of housing accumulation fund in Chengdu
Conditions for withdrawal of housing accumulation fund in Chengdu
1. If you buy a self-occupied house with property rights outside the administrative area of Chengdu, the down payment shall not be less than 20% of the total purchase price.
2. Buy a set of owner-occupied housing with property rights outside the administrative area of Chengdu, and the principal and interest of the house purchase loan have not been paid off.
3. If the total price agreed in the house purchase contract is less than 654.38+10,000 yuan, the amount of housing accumulation fund withdrawn shall not exceed 20% of the total price agreed in the house purchase contract.
4. The withdrawal amount of housing accumulation fund shall not exceed 20% of the down payment paid for the purchase of property housing within the administrative area of Chengdu.
5. If the property right house is purchased by non-mortgage, the housing accumulation fund can be withdrawn at one time within one year after the purchase contract takes effect.
6. If it is a mortgaged property, you can withdraw the housing provident fund once a year within one year after the purchase contract takes effect.
Materials extracted from social security accumulation fund:
1, ID card;
2. Personal bank card;
3, provident fund withdrawal application form;
4. Labor contract or resignation certificate;
5. Social security card or social security personal account number;
6, the applicant's marriage certificate, divorce certificate or death certificate and other documents (such as extracting the reasons for marriage, divorce or widowhood).
To sum up, you need to provide relevant application materials and fill in the corresponding application form before you can take out social security and provident fund. If it meets the requirements, you can take out the social security and provident fund according to the prescribed procedures.
Legal basis:
Article 3 of the Regulations on the Management of Housing Provident Fund
The housing accumulation fund paid by individual employees and the housing accumulation fund paid by the unit where employees work for employees belong to individual employees.
Article 4
The management of housing provident fund shall follow the principles of decision-making of housing provident fund management committee, operation of housing provident fund management center, storage of special bank accounts and financial supervision.
Article 5
The housing accumulation fund shall be used for the purchase, construction, renovation and overhaul of owner-occupied housing by employees, and no unit or individual may use it for other purposes.
Article 6
The deposit and loan interest rate of housing provident fund is proposed by the People's Bank of China. After consulting the construction administrative department of the State Council, it is reported to the State Council for approval.
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