Job Recruitment Website - Social security inquiry - Is the social security card an endowment insurance card?
Is the social security card an endowment insurance card?
Social security card is a form of social security, the full name is social security card, and it is a voucher to enjoy social security benefits. Social security is a national compulsory insurance, and all units and individuals must participate. Social security includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance. Endowment insurance is a social insurance system established by the state in accordance with relevant laws and regulations to ensure the basic livelihood of workers.
The specific differences between social security and endowment insurance are as follows:
1. Different concepts: Old-age insurance refers to a kind of social insurance established by the state and society according to laws and regulations to solve the basic livelihood of workers after they reach the working age limit stipulated by the state and terminate their labor obligations or quit their jobs because of old age. Social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and industrial injury insurance.
2. Different contents: Although social security includes endowment insurance, it is not limited to endowment insurance, which is only one of the five types of social insurance. Old-age insurance only provides old-age security. If you only pay for one old-age insurance, it does not include medical insurance.
3. Different purposes: The main purpose of endowment insurance is to ensure the basic life after old age. Buying social security can not only guarantee the basic life after old age, but also provide medical insurance to ensure the basic life during unemployment and work-related injuries.
To sum up, social security cards in different regions may be different, and their specific functions and application scope may be different due to different regions and policies. It is recommended to know more about the relevant policies and regulations of local social security cards.
Legal basis:
Article 4 of People's Republic of China (PRC) Social Insurance Law
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.
Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
Article 5
The people's governments at or above the county level will incorporate social insurance into the national economic and social development plan.
The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.
The state supports social insurance through preferential tax policies.
2022- 12-09
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