Is it useful to pay social security intermittently?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

The endowment insurance can be renewed when the social security is interrupted, and the next month after the medical insurance is interrupted, it will no longer enjoy the overall payment, and there will be no unemployment, maternity and work-related injuries during the interruption.

Medical insurance and maternity insurance will no longer enjoy the overall treatment of basic medical care and maternity medical care from the month after the payment is stopped. Is to pay the renewal, medical insurance arrears for more than three months, you need to wait for observation for half a year to enjoy the same treatment; After the interruption of maternity insurance, you must recalculate the time of participation, and you must pay for half a year (one year in some places) in order to enjoy the overall planning of maternity insurance fund.

Old-age insurance can be renewed after interruption.

After the social security pension is interrupted, it can be renewed, that is, intermittent payment is allowed. You only need to pay 15 years, but when you are in the unit, the unit will help you pay 20% of the local average social salary in the previous year, and the individual will pay 8%. If you leave the original unit and pay now, you need to pay 28% in full.

There are two ways to pay endowment insurance:

1. Personal payment: no payment due to personal reasons (such as unemployment or transfer of two units). ). It shall be paid by the individual to the individual endowment insurance company in the overall planning area where the account is located. The payment standard is based on the average social wage of the year, and the proportion is 18%.

Second, the unit pays back: if the payment is delayed or missed due to the reasons of the unit, the unit needs to pay back. Calculated according to the average social wage and proportion of the year.

Employees in enterprises are not allowed to have dual labor relations. Repeated payment of old-age insurance premiums will only be recorded once. For employees who have not yet terminated their labor relations with the original enterprise, but are employed in another enterprise at the same time, they must pay fees in the current employment enterprise.