How to calculate the amount of medical insurance payment?

Legal analysis: the medical insurance premium of employees accounts for 8% of individual salary, of which 2% is paid by individuals and 6% by units. The money on the medical insurance card consists of two parts: 1, employed: over 45 years old, and 2% paid by the individual is credited to the personal account; 2.65438+ 0.4% of the unit's 8% is credited to the personal account, which is 3.4% of the monthly salary. The monthly transfer amount of medical insurance card is calculated as follows: 1, under 40 years old, the monthly payment is 2.7% of the social security payment base; 2, 40 -50 years old, the monthly payment is 3.0% of the social security payment base; 3, 5 1 year-old-retired, the monthly account is 3.6% of the social security contribution base; 4. The monthly income after retirement is 5.0% of the local average salary in the previous year. Generally, my salary income in the previous year is the base of payment. 1. If the wage income of employees is higher than 300% of the local average wage of employees in the previous year, 300% of the local average wage of employees in the previous year will be the payment base; 2. If the wage income of employees is lower than 60% of the local average wage of employees in the previous year, 60% of the local average wage of employees in the previous year shall be the payment base; 3, the employee's salary is between 300% and 60%, according to the actual declaration. When it is impossible to determine the wage income of employees, the payment base shall be determined according to the local average wage of employees in the previous year published by the local labor administrative department.

Legal basis: Article 25 of the Social Insurance Law of People's Republic of China (PRC), the state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.