Are social security card and medical insurance card one card?

Social security card and medical insurance card are not necessarily the same card.

In some areas, the medical insurance card and the social security card are made into one card, so that the social security card contains the medical insurance settlement function, that is, the social security card and the medical insurance card are one card, which is a comprehensive financial card, and the insured can use the same card whether they are going to apply for old-age care or medical services.

The difference between social security card and medical insurance card is as follows:

1, the concept is different: social security is a social and economic system stipulated by the state, which provides compensation for some temporary loss of work or losses caused by health reasons. Medical insurance is medical insurance, and expenses incurred within a reasonable range for his illness can be reimbursed;

2. Different functions: The social security card has a wide range of functions, not only the function of a medical insurance card, but also an important voucher for handling various social security businesses, such as receiving unemployment benefits. The function of medical insurance card is relatively small, and it can only be used in hospitals or pharmacies to enjoy medical insurance benefits;

3. Different scope of use: Medical insurance cards are generally reimbursed in hospitals that handle cards. If you need to submit an expense account in a different place, you need to file it in a different place. The social security card will be deployed according to the unified arrangement of Ministry of Human Resources and Social Security, and the social security card will realize "one card is multi-purpose and universal";

4. Card issuing departments are different: social security cards are issued by human resources and social security departments, and medical insurance cards are undertaken by local banks. Insured people usually only need to apply for social security cards through bank outlets cooperated by local social security departments, while medical insurance cards are issued by medical insurance departments;

5. Different attributes: Social security card is not only a social security card, but also a bank card. We can use the social security card to deposit and withdraw money from the financial account and swipe the card. Medical insurance cards can only be used for medical treatment, such as reimbursement and settlement in hospitals;

6. Their security is different. The confidentiality and security of social security cards have been accepted by the state, and the security of social security cards is much stronger than that of medical insurance cards.

To sum up, social security card and medical insurance card are not the same card. The social security card consists of five parts, namely, endowment insurance, medical insurance, industrial injury insurance, maternity insurance and unemployment insurance, and the medical insurance card is simply medical insurance.

Legal basis:

Article 2 of People's Republic of China (PRC) Social Insurance Law

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.