What is the use of social security cards for college students?

Social security card is an electronic information card used by medical insurance agencies to identify the identity of insured persons, record and store personal account funds and their use. With my social security card, the insured can seek medical treatment at any designated medical institution in this city or purchase medicines at designated retail pharmacies. The social security card issued by the school is mainly aimed at the diseases and medical treatment that occurred during your school days, and you can reimburse part of it through the social security card.

First, the role of student social security card

The main function of the student social security card is the electronic information card that the medical insurance agency handles medical treatment and medicine purchase for the insured, which is used to verify the identity, record and store the personal account funds and usage. The main functions of student social security card are to see a doctor, buy medicine and submit an expense account.

Second, the student social security card reimbursement standards

(a) in accordance with the provisions of the outpatient medical expenses, according to the following proportion of reimbursement, the rest of the individual pays:

1, if the medical expenses are insufficient 1000 yuan, 35% will be reimbursed.

2, medical expenses in 1000 yuan (including 1000 yuan), less than 5000 yuan, 45% reimbursement.

3, medical expenses in more than 5000 yuan (including 5000 yuan), 10000 yuan, 55% reimbursement.

4, medical expenses in 1 ten thousand yuan (including 1 ten thousand yuan) above, reimbursement of 65%.

(two) in accordance with the provisions of the medical expenses incurred in hospitalization, according to the following proportion to be reimbursed, the rest of the individual pays, and the medical expenses of multiple hospitalizations during the year are calculated:

1, medical expenses 10000 yuan, and the reimbursement rates are 55%, 65% and 75% respectively in tertiary, secondary and primary medical institutions.

2. The medical expenses are above 10000 yuan (including 10000 yuan) and within 20000 yuan, and the reimbursement rates in tertiary, secondary and primary medical institutions are 60%, 70% and 80% respectively.

3, medical expenses in more than 20000 yuan (including 20000 yuan), in the tertiary, secondary and primary medical institutions, the reimbursement rate is 65%, 75% and 85% respectively.

Third, how do college students use social security cards

1. The insured person needs to bring his social security card and the original identity certificate to the corresponding bank outlet to activate the social security card, and the medical insurance account will return to normal after activation. Use social security card to directly enable social security function in designated medical insurance hospitals. When the insured person uses the social security card for the first time in a designated medical institution, he can directly activate the social security function by simply registering for outpatient service or hospitalization.

2. When the insured uses the social security card for the first time in the designated medical insurance pharmacy, he can activate the social security card by inserting the original medical insurance card and then inserting the social security card as required.

Four, the student social security card application materials

1. Original and photocopy of the insured's ID card (below 16, household registration book is provided without ID card).

2. Digital photo receipt of the insured (not required for those who have applied for social security cards before).

3. The original and photocopy of the guardian's ID card.

4. Original and photocopy of guardianship certificate (birth certificate of the insured or guardianship certificate or household registration book issued by the civil affairs bureau where the insured's household registration is located).

Five, the student social security card processing process

1, cost. The social security card cost (20 yuan/card) is exempted from the first application and replacement of the card, and it is inevitable to reissue the lost card.

2. Processing time. At the end of June every year, from 5438+ 10, due to the differences in the transformation of different banking systems, it is necessary to consult the bank about the specific time for the opening of the financial social security card for young college students.

3. Handling place. Qualified bank window.

legal ground

People's Republic of China (PRC) social insurance law

Article 7 The administrative department of social insurance in the State Council is responsible for the management of social insurance throughout the country, and other relevant departments in the State Council are responsible for the relevant social insurance work within their respective functions and duties.

The social insurance administrative department of the local people's government at or above the county level shall be responsible for the social insurance management within its administrative area, and other relevant departments of the local people's government at or above the county level shall be responsible for the relevant social insurance work within their respective functions and duties.

Eighth social insurance agencies to provide social insurance services, responsible for social insurance registration, personal rights and interests records, social insurance benefits payment and other work.

Article 24 The state establishes and improves the new rural cooperative medical system.

Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.

Article 25 The state establishes and improves the basic medical insurance system for urban residents.

The basic medical insurance for urban residents combines individual contributions with government subsidies.

People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.