Can I make up for the low social security paid by the unit?

First, the basic provisions of social security contributions

Social security contributions are shared by units and individuals, and units pay social security fees for employees in accordance with the proportion and standards stipulated by the state. If the social security fees paid by the unit are insufficient, the social security rights and interests of employees may not be fully guaranteed.

Two, individuals can not directly supplement the unit social security.

According to the relevant provisions of China's social insurance law, individuals cannot directly supplement the social security part that the unit has not paid in full to the social security institution. This is because social security contributions are legally mandatory, and the proportion and standard of contributions by units and individuals are uniformly stipulated by the state, and individuals cannot unilaterally change them.

Third, the way to protect individual social security rights and interests.

Although individuals cannot directly supplement social security for the company, they can safeguard their social security rights and interests through the following channels:

1. Negotiate with the unit: If it is found that the social security premium paid by the unit is insufficient, it can negotiate with the unit and ask the unit to pay the social security premium in full according to the national regulations.

2. Complain to the social security agency: If the unit refuses to pay the social security fee in full, it can complain to the local social security agency, which will check and handle it.

3. Seek legal aid: If the unit's behavior violates relevant laws and regulations, individuals can also seek legal aid through legal channels to safeguard their legitimate rights and interests.

IV. Ways for individuals to voluntarily supplement social security

Although individuals can't directly supplement the social security of the unit, they can voluntarily choose to buy commercial insurance or other social security products within their own economic capacity to increase their own security level. These commercial insurance and social security products can make up for the shortage of unit social security to some extent.

To sum up:

The unit pays less social security, and individuals cannot directly supplement the social security part that the unit has not paid in full to the social security agency. However, individuals can safeguard their social security rights and interests by consulting their units, complaining to social security agencies or seeking legal aid. At the same time, individuals can also voluntarily choose to buy commercial insurance or other social security products within their own economic capacity to increase their own level of protection.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 provides that:

The employing unit shall declare itself and pay social insurance premiums in full and on time, and shall not postpone or reduce the payment except for legal reasons such as force majeure. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

People's Republic of China (PRC) social insurance law

Article 63 provides that:

If the employer fails to pay social insurance premiums in full and on time, the social insurance collection agency shall order it to pay or make up within a time limit.