/kloc-how to get social security after 0/5?

Legal analysis: jiao 15 refers to the endowment insurance in the five insurances. According to the current policy, you can not pay 15. You can get it monthly when you reach retirement age, or you can pay it until you retire. Pension is calculated according to the total amount of pension insurance you paid in the year of retirement and the retirement base. Simply put, pay more and get more. If you pay the same pension base, you will pay 35 from the age of 20, and others will pay 60 from the age of 20. Retirement must be much more than the money you get. Of course, the bad thing is that the policy is uncertain after decades. Maybe you have to retire at the age of 65, and the pension will be paid only after 20 years, so I suggest you pay it for a few more years.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Fifteenth basic pension consists of overall pension and individual account pension.

The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Sixteenth individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid for fifteen years at the statutory retirement age.

Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.