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How does Beijing Social Security withdraw money?

First of all, there are two main ways to withdraw the social security balance:

1, bank counter. The insured person can directly bring his medical insurance passbook and ID card to the Bank of Beijing for handling (generally, the initial password of the medical insurance passbook is 000000, and another password will be set when he arrives at the bank).

2. Self-service machine. At present, some banks in Beijing have self-service machine withdrawal business, and the insured can directly handle it on the self-service machine with the help of medical insurance passbook.

In Beijing, the medical insurance institution will deposit a sum of money into the passbook corresponding to your social security card every month, which can be withdrawn from the bank.

Social security is social insurance, including pension, medical care, unemployment, maternity and work injury insurance. This part of the pension insurance can't be taken out before retirement, only medical insurance can.

Beijing's medical insurance balance is on a special bank card, which can be withdrawn.

Second, you can apply for personal social security under the following circumstances:

1, reaching retirement age, not meeting the payment conditions 15 years (full payment of personal account deposit);

2. The insured dies for some reason;

3. The insured goes abroad to settle down;

4. Death after retirement, personal account balance.

5. If the rural household registration in other places can apply for returning the individual contributions of the old-age insurance after leaving office, the unit part cannot be returned, and other social security cannot be returned.

Third, social insurance after leaving the unit

1, renew the insurance in the new unit after handling the transfer formalities (if the new unit is in a different place, it needs to be confirmed by the social security center in a different place or wait for the policy to allow the transfer).

2. After going through the transfer formalities, renew your insurance in your personal capacity (go to the social security center with your ID card and social security card).

3. Stop the warranty for a period of time and renew it later. Note: Reimbursement of medical expenses will stop from the month when the insurance is stopped.

legal ground

People's Republic of China (PRC) social insurance law

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 14 Individual accounts for endowment insurance shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited.