Reasons for suspension of social insurance for employees

Legal analysis: 1, employees' wages are low, and even many young employees' wages are only the local minimum wage. If social insurance is paid according to law, the actual salary will be lower after deducting the personal contribution. From the perspective of their own survival, such employees are unwilling to pay social insurance. 2. Employees' understanding of paying social insurance is biased. Because they have paid social insurance for 15 years, they can get a pension when they retire. Some employees think that they are still young, so they can not pay now, and the time to pay in the future is enough to reach 15 years, so they don't agree to pay social insurance at this stage.

Legal basis: Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit. If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement. If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.