How to solve the social security problem of unit employees' death due to illness

Legal analysis: whether the insured employees die before retirement or after retirement, there is no problem that the funds in their personal accounts are confiscated before receiving them. If you die before retirement, of course, all the funds in your personal account can be inherited, and if you die after retirement, the balance can also be inherited according to law. If an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions. Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund. If an individual dies, the balance of the individual account can be inherited.

Legal basis: Article 17 of the Social Insurance Law of People's Republic of China (PRC), if an individual who participates in the basic old-age insurance dies due to illness or non-work, his survivors can receive funeral subsidies and pensions; Persons who have completely lost their ability to work due to illness or non-work-related disability before reaching the statutory retirement age can receive disability allowance. The required funds are paid from the basic old-age insurance fund.