What are the medical insurance benefits?

Medical insurance benefits include reimbursement of expenses within the scope of drug list, diagnosis and treatment project list and service facilities list.

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1, medical

Employees enjoy medical insurance benefits, except those who have completely lost their ability to work, and are limited to the prescribed medical treatment period. The length of the medical treatment period is determined according to the continuous length of service of the employees and the length of service of the unit, and the shortest is not less than 3 months, and the longest is generally not more than 24 months; With the application of medical institutions and the approval of the labor administrative department, the medical treatment period may be appropriately extended, but the longest period shall not exceed 6 months.

2. Medical treatment

Workers can generally choose to seek medical treatment in designated hospitals that have signed medical insurance contracts with social insurance agencies. Insurance benefits mainly include: drug expenses within the prescribed scope, prescribed examination expenses and treatment expenses, and prescribed standard hospitalization expenses. Among them, employees' personal accounts are used to pay small medical expenses, and social pooling funds are used to pay large medical expenses. In addition, when employees support their relatives for treatment, they generally only give a certain proportion (generally 50%) of medical expenses for certain items (such as medicine expenses and surgery expenses).

3. Sickness benefits

Sick pay is also called sick pay. If an employee suffers from illness or non-work-related injury and stops working for more than 1 month, his salary will be stopped. The employer will pay a certain percentage of his salary according to his length of service, which is not less than 80% of the local minimum wage.

Dad concluded that the medical insurance treatment is still very good.