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Subsidy policy of endowment insurance for the disabled

Legal analysis: The old-age insurance for the disabled is determined according to the minimum payment ratio of the insured's basic old-age insurance for urban and rural residents in that year, and gives full subsidies to individuals. Pay the expenses for severely disabled people who enjoy the minimum living allowance; Do not enjoy the subsistence allowances, enjoy the subsistence allowances for severely disabled people (disability grade one or two) and non-severely disabled people, giving 50% subsidies. The subsidy funds are all included in the government subsidy part of the personal account, and the subsidy period does not exceed 15 years.

Legal basis: Law of the People's Republic of China on the Protection of Disabled Persons

Article 46 The state guarantees the right of disabled people to social security.

The government and society take measures to improve the social security of the disabled and ensure and improve their lives.

Forty-seventh disabled persons and their units shall participate in social insurance in accordance with the relevant provisions of the state.

Urban and rural grassroots mass autonomous organizations and families of disabled persons where disabled persons are located shall encourage and help disabled persons to participate in social insurance.

Disabled people with real difficulties in life shall be given social insurance subsidies in accordance with relevant state regulations.

Forty-eighth people's governments at all levels provide social assistance such as life, education and housing to disabled people with real difficulties through various channels.

Local people's governments at or above the county level shall take other measures to ensure the basic livelihood of families with disabilities who still have special difficulties after enjoying the minimum living allowance.

People's governments at all levels shall give assistance to poor disabled people in basic medical care, rehabilitation services and the configuration and replacement of necessary assistive devices.

Local people's governments at all levels should give nursing subsidies to disabled people who cannot take care of themselves.

Article 49 The local people's governments at all levels shall provide assistance to disabled people who have no ability to work, no dependents or no means of livelihood.

The state encourages and supports social forces to set up institutions to help the disabled.

Institutions that support and care for the disabled and their staff shall not insult, abuse or abandon the disabled.

Fiftieth people's governments at or above the county level shall, according to the actual situation, provide convenience and preferential treatment for disabled people to take public transport. Disabled people can carry necessary assistive devices with them free of charge.

Blind people with valid certificates can take public transport such as buses, trams, subways and ferries in the city for free. Send books for the blind free of charge.

The state encourages and supports units providing telecommunications, radio and television services to give preferential treatment to the blind, the hearing disabled and the speech disabled.

People's governments at all levels should gradually increase other care and help for the disabled.

Article 51 Relevant government departments and organizations for the disabled should establish and improve channels for donations and services for the disabled from all walks of life, encourage and support the development of charity for the disabled, and carry out public welfare activities such as helping the disabled by volunteers.