How many years has the retirement age been delayed? How many years does it take to pay social security?

China's delayed retirement plan has not been announced. As for the final age of delayed retirement, most public opinions speculate that the delayed retirement plan may be locked at 65. The delayed retirement plan is expected to be launched on 20 17, and will be implemented at least after 2022. Delayed retirement scheme has always been concerned by the masses, and it has been difficult to implement because of its wide coverage. Moreover, delaying retirement also has an impact on pensions, so it really affects the whole body.

One of the main points of delaying retirement is that it can expand the working-age population and alleviate the shrinking labor force brought about by aging. Hu Xiaoyi, former vice minister of Ministry of Human Resources and Social Security and president of China Social Insurance Society, said at the 50-member forum on pension finance that the way to define the elderly according to the established age is out of date.

At present, the retirement age is 60 years for male employees, 55 years for female cadres and 50 years for female employees, with continuous service or working years 10 years.

Retirement and pension are two concepts. The future retirement time is flexible and an interval. During this period, the individual's wishes should be respected, and they can leave their jobs flexibly with the consent of both parties. The government only sets a boundary and does not participate in age division.

Individuals who participate in the employee pension insurance can receive the basic pension on a monthly basis after reaching the statutory retirement age and paying a total of 15 years. That is to say, the payment has reached 15 years, which is just a delayed retirement. There will be no pension if you retire early, and there will be a pension when you reach the prescribed retirement age. For example, before the national policy changes, you just turned 50 and can retire. Now the policy has changed, and you have to be 55 before you reach the age.

(1) If "employee pension insurance" is paid:

(1) Reach the legal retirement age (at present, men are 60 years old; Female 55 or 50 years old), who has paid pension insurance for at least 15 years, can go through retirement procedures and enjoy pension benefits;

② Those who pay less than 15 years or less than the statutory retirement age cannot enjoy pension benefits;

(3) Payment 15 years. Those who have not reached the statutory retirement age can continue to pay fees or postpone retirement (personal advice is to pay more);

(4) Those who have reached the statutory retirement age, but the payment period is less than 15 years, need to continue to pay to 15 years before they can go through retirement procedures and enjoy pension benefits.

(2) If "residents' endowment insurance" is paid:

(1) After reaching the legal age of collection (both men and women are 60 years old at present) and paying the old-age insurance for at least 15 years, you can go through the collection procedures and enjoy the old-age benefits;

② Those who pay less than 15 years or below the legal age cannot enjoy pension benefits;

(3) Payment 15 years. Those who have not reached the legal age of collection can continue to pay, or they can stop paying after they are 60 years old (personal advice is to pay more);

(4) Because the "resident pension insurance" has a one-time payment policy, it won't happen that when you are 60 years old, the payment is less than 15 years, so when you are 60 years old, you can go through the collection procedures directly.