How many months can Hefei Social Security enjoy maternity insurance?

Hefei can enjoy maternity insurance benefits after paying social security for several months, and it must pay for six months.

The object of maternity treatment

1. Female employees give birth after 6 months of continuous medical insurance (the calculated month does not include the supplementary monthly maternity insurance);

2. Female unemployed persons give birth during the period of receiving unemployment insurance benefits;

3, to participate in the city's medical insurance for employees of flexible employment after 6 months of continuous full payment.

To the designated hospital medical insurance office for the record.

Before giving birth, the insured person should hold ① his social security card, ② reproductive health care service certificate or birth certificate, ③ marriage certificate and ④ maternal health care manual.

Receive maternity allowance:

If you have a social security card at the time of declaration, the maternity allowance will be paid to your financial social security card on the 30th of the month after discharge.

If there is only a temporary social security card at the time of declaration, the maternity allowance will be paid on the 30th of the month after discharge, and the maternity allowance will be paid to Shang Hui Bank Garden Street Sub-branch every month. I will take the original ID card to the bank to get it.

Collection method of social insurance premium

1. proportional insurance system

This method is based on the wage income of the insured, and a certain proportion is stipulated to collect insurance premiums. Adopting the proportional system, the initial main purpose of social insurance is to compensate the income lost by the insured in risk accidents in order to maintain their minimum living. Therefore, we should refer to his usual income, on the one hand, as a standard to measure payment, on the other hand, as the basis for premium calculation.

The biggest drawback of the work-based proportional insurance system is that the burden of social insurance is directly related to wages. Whether employers and employees bear social insurance premiums or one of them bears social insurance premiums, the burden of social insurance is manifested in the increase of labor costs, which will lead to capital crowding out labor, which will lead to an increase in unemployment.

2. Equal insurance premium system

That is, regardless of the income of the insured or his employer, the insurance premium of the same amount should be charged. The advantages of this system are simple calculation and easy to be universally realized. Moreover, in countries that collect insurance premiums in this way, the payment system is generally divided equally, which has the significance of equal income and expenditure. But its defect is that low-income people and high-income people pay the same premium, which is obviously unfair in terms of affordability.