Do I have to pay medical insurance if I earn less than 480 euros in Germany?

Medical insurance processing:

1. If you are an urban resident and want to pay medical insurance by yourself, you need to bring your ID card, the original and photocopy of your household registration book, and one-inch color photo to the neighborhood committee or social security office under the jurisdiction of your household registration, and you can buy it. Rural residents can participate in rural cooperative medical care. Generally, the village Committee will inform you when to hand it in and handle it uniformly.

2. If you are self-employed, you can choose to establish a pool fund instead of a personal account, and pay the basic medical insurance premium at 4.2% of the local average monthly salary in the previous year; You can also choose to pay 8% of the local average monthly salary in the previous year and establish a personal account.

3. The cost of personal social security is calculated according to the local social wage of the previous year, which is different every year. For example, if A's average salary is 20,000 yuan, then the pension insurance payment is 20,000 * 20% = about 4,000/year, and the medical treatment is 20,000 *10% = about 2,000/year. In addition, it is also stipulated that the lowest grade and the highest grade are not less than 60% of the average monthly salary of social workers, and the highest grade is 300% of the average monthly salary of employees.

4. Generally, the lowest grade is the majority. In addition, the minimum payment period of old-age insurance is 180 months, that is, 15 years, and medical insurance needs to pay at least 25/30 years. When you reach retirement age, you can apply for pension benefits and medical reimbursement.