Is there any money in the social security card of the new rural cooperative medical system

There is no money in the social security card. The Social Security Card of the People's Republic of China is an integrated circuit (ic) card, which is uniformly planned by Ministry of Human Resources and Social Security and issued to the public by local human resources and social security departments, and used in various business fields of human resources and social security. Social security (individual) cards are issued to urban employees, unemployed people and retirees, and social security (employer) cards are issued to employers.

Ministry of Human Resources and Social Security said that it will take about five years to make social security cards generally have financial functions. Social security cards have a wide range of functions. Cardholders can not only use the card for real-time settlement of medical insurance personal accounts, but also handle endowment insurance affairs; Apply for job registration and unemployment registration, apply for unemployment insurance, and apply for employment training; Apply for labor ability appraisal and enjoy work-related injury insurance benefits; Handle labor and social security affairs in China. The social security card adopts the national unified standard, and the social security number adopts the citizenship number in accordance with the relevant provisions of the Social Insurance Law.

I. Rural social security policy

Rural social security, that is, rural social insurance, including rural old-age insurance and rural medical insurance, is guided by government organizations and adopts an institutional model combining social pooling with individual accounts. The rural social security policy is an endowment insurance policy that combines individual contributions, collective subsidies and government subsidies to ensure the basic livelihood of farmers when they are old.

Second, the policy introduction

Rural social security is a personal account of old-age insurance that the state establishes a lifelong record for each new rural insurance participant. Individual contributions, collective subsidies, subsidies to the insured by other economic organizations, social welfare organizations and individuals, and subsidies to the insured by local governments are all credited to personal accounts. Personal account savings deposits bear interest every year with reference to the one-year RMB deposit rate of financial institutions announced by the People's Bank of China.

The state will establish and improve the financial accounting system of the new agricultural insurance fund. The new agricultural insurance fund is included in the financial special account of social security fund, managed by two lines of revenue and expenditure, accounted for separately, and maintained and increased in accordance with relevant regulations.

In the pilot stage, the new agricultural insurance fund is temporarily managed at the county level, and with the expansion and opening of the pilot, the management level is gradually improved; Where conditions permit, provincial management can also be directly implemented.

Third, the scope of insurance.

Rural residents who have reached the age of 16 (excluding students at school) and have not participated in the basic old-age insurance for urban workers may voluntarily participate in the new rural insurance at their domicile.

Fourth, the main points of the New Deal

Individual contributions are divided into 12 files, and local subsidies are at least 30 yuan every year.

According to this guidance, the new rural endowment insurance fund consists of individual contributions, collective subsidies and government subsidies. In terms of individual payment, rural residents who participate in the new rural insurance should pay the old-age insurance premium according to the regulations. The payment standard is set at 100 yuan per year, 200 yuan, 300 yuan, 400 yuan, 500- 1200 yuan and 12 files, and various localities can add payment grades according to actual conditions. Insured people choose their own grades to pay, and pay more. The state adjusts the payment grade according to the growth of per capita net income of rural residents. In terms of collective subsidies, conditional village collectives should subsidize the insured's payment, and the subsidy standard shall be determined by the villagers' committee holding a villagers' meeting. Encourage other economic organizations, social welfare organizations and individuals to provide financial support for the insured.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Fifth people's governments at or above the county level shall incorporate social insurance into the national economic and social development plan.

The state raises social insurance funds through multiple channels. People's governments at or above the county level shall give necessary financial support to social insurance.

The state supports social insurance through preferential tax policies.