What do you mean by six insurances and two gold?

Six insurances and two golds refer to:

1. Medical insurance: the payment period is 25 years for men and 20 years for women. After the payment expires, you can enjoy lifelong medical security services.

2. Maternity insurance: you need to pay in your company for one year and enjoy it in the city where you pay social security.

3. Unemployment insurance: the conditions for obtaining this insurance are that unemployment insurance has been paid for one year, employment has been interrupted against my will, unemployment registration has been made, and there is a job demand.

4. Work injury insurance: accidental injuries suffered during work, workplace, business trip and commuting, as well as occupational symptoms caused by work.

5. Endowment insurance: the accumulated payment has reached 15 years, and the retirement age is 60 for men and 55 for women.

6. Supplementary medical insurance: the principle of paying in advance shall be implemented, and the insured shall go through the reimbursement procedures in the company within one month after discharge.

7. Housing accumulation fund: Only employees can pay housing accumulation fund.

8. Enterprise annuity: a supplementary endowment insurance system established voluntarily on the basis of participating in the basic endowment insurance according to law.

The difference between three insurances and two gold and five insurances and one gold.

1, with different contents: "Five insurances" include medical insurance, old-age insurance, unemployment insurance, industrial injury insurance and maternity insurance, and "two insurances" include housing accumulation fund and enterprise annuity. "One gold" is the housing accumulation fund (compulsory payment).

2. The quantity is different: there is only one housing provident fund for five insurances and one gold, while there are two housing provident funds and enterprise annuities for three insurances and two gold.

To sum up, the six insurances and two funds are endowment insurance, medical insurance, unemployment insurance, work injury insurance, maternity insurance, supplementary medical insurance+housing provident fund and enterprise annuity.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Regulations on the administration of housing provident fund

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These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC).

The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units and social organizations (hereinafter referred to as units) and their employees.