Can I get a refund if I don't want to buy social security in Guangzhou for two years?

Guangzhou social security has been bought for two years and I don't want to buy it. Can I get a refund?

You can get a refund, but you must reach retirement age before you can go through the refund procedure. Moreover, the refund can only refund a part of your personal account, so it is not cost-effective. Why did you surrender? If you surrender, there will be no old-age insurance in the future. How can you guarantee the old-age life in the future?

The payment period of endowment insurance is calculated cumulatively, so you can pay it yourself if you don't have a job. If you have a job in the future, you can continue to insure in your company. As long as the accumulated payment period reaches 15, you can enjoy retirement benefits. Earn more money while you are young, and then participate in social security, so that it is more cost-effective to have a sense of security in the future.

Of course, if you have plenty of money, you can also participate in commercial endowment insurance, which can make up for the basic endowment insurance. In short, I think it is better to participate in social security. This kind of pension is basically guaranteed.

The above contents are for reference only. Thank you! !