In 2022-2023, the pension insurance for urban and rural residents in Guangdong will raise the standard of government subsidies.

Guangdong urban and rural residents' old-age insurance raises government subsidy standards.

The government subsidy for high-grade payment is not lower than that of 60 yuan.

Reporter's Report: On the 7th, the newly revised "Implementation Measures for Basic Old-age Insurance for Urban and Rural Residents in Guangdong Province" was announced. People in guangdong provincial department of human resources and social security said that according to the new regulations, the government subsidy for urban and rural residents' old-age insurance was not lower than that in 30 yuan, and the government subsidy standard will be raised from this year, and the government subsidy for higher-grade payment will not be lower than that in 60 yuan.

According to the new regulations, the original new rural insurance and urban residents' insurance participants are unified into the basic old-age insurance for urban and rural residents, and their new rural insurance or urban residents' personal accounts are merged into the basic old-age insurance personal accounts for urban and rural residents. The payment period of new rural insurance or urban residence insurance is accumulated as the payment period of basic old-age insurance for urban and rural residents.

The maximum payment standard of social security for urban and rural residents is 3600 yuan.

It is reported that the combination of individual contributions, collective subsidies, government subsidies and social donations is the financing method of basic old-age insurance for urban and rural residents.

The Measures for the Implementation of the Basic Old-age Insurance for Urban and Rural Residents in Guangdong Province stipulates that those who participate in the basic old-age insurance for urban and rural residents shall pay the old-age insurance premium in accordance with the regulations. The payment standard is set to ten grades of 120 yuan, 240 yuan, 360 yuan, 480 yuan, 600 yuan, 960 yuan, 1200 yuan, 1800 yuan, 2,400 yuan and 3,600 yuan per year. The insured can choose one of the grades independently, and pay annually, quarterly or monthly. In a natural year, the insured can only choose one payment method and payment standard.

According to the economic and social development and the income growth of urban and rural residents, the provincial government adjusted the payment standard in a timely manner. Municipal governments at or above the local level may add payment grades according to local conditions and determine payment methods. In principle, the highest payment grade standard does not exceed the payment period for local flexible employees to participate in the basic old-age insurance for employees.

Conditional village (neighborhood) collective economic organizations shall give payment subsidies to the insured. The payment subsidy standard shall be determined by the village (neighborhood) committee convening the village (neighborhood) people's meeting or the village (neighborhood) people's representative meeting. The amount of collective subsidy shall not exceed the highest payment grade standard stipulated by the local authorities.

Low-grade payment subsidies are not less than 30 yuan per person per year.

Governments at all levels give subsidies to the insured. Choose low standard (per year 120 yuan -360 yuan), the subsidy standard is not lower than 30 yuan per person per year; Choose a higher standard (480 yuan and above) payment, the subsidy standard is not less than 60 yuan per person per year. The required funds shall be borne by the cities and counties (cities, districts) in the Pearl River Delta region, and by the provinces, cities and counties (cities, districts) in the eastern and western regions of Guangdong (including enping city, Kaiping and Taishan in Jiangmen, of which the provincial finance shall subsidize Kaiping and Taishan according to 70% of the provincial financial subsidy standard in the eastern and western regions of Guangdong), and the provincial finance shall be borne according to the minimum standard (30 yuan per person per year or 60 yuan per person per year).

Conditional areas for the insured to choose a higher payment standard, can be appropriately increased payment subsidies, increase the funds to bear.

Governments at all levels jointly funded the establishment of basic pensions. Guangdong's basic pension standard is 65 yuan per person per month. The central government subsidizes Guangdong according to 50% of the basic pension standard (55 yuan per person per month) determined by the central government (that is, 27.5 yuan per person per month). The rest, the Pearl River Delta region by the city and county (city, district) financial burden; In eastern and western Guangdong, the provincial financial subsidy is 18.75 yuan per person per month, and the rest of the central and provincial subsidies are borne by the municipal and county (city, district) finances.

If the insured pays more than 15 years, the basic pension in 3 yuan will be increased every month for every increase of 1 year, and the required funds will be borne by the overall regional government. Conditional areas can improve the payment subsidy standard and basic pension standard according to local conditions, and the increased funds will be borne by themselves.

According to the national unified deployment, the provincial government adjusted the payment subsidy standard and the basic pension standard in a timely manner.

You can still get a pension if you keep your China nationality and live abroad.

If the insured person interrupts the payment, his personal account shall be kept by the social insurance agency, and the interest shall be calculated continuously. Those who pay back in the future do not enjoy the government's payment subsidies, and the accumulated amount of personal account storage and payment period are calculated.

If the insured person transfers his household registration across the overall planning area, he can transfer the basic old-age insurance relationship between urban and rural residents and the amount of personal account storage to the new insured place, and continue to pay insurance premiums and enjoy relevant treatment according to the provisions of the new insured place. Those who have received pension benefits on a monthly basis will no longer transfer the pension insurance relationship and still receive pension benefits in the same place.

Insured persons who have settled overseas but still retain their People's Republic of China (PRC) nationality shall keep their personal accounts, and when they meet the statutory requirements, they shall enjoy the corresponding pension insurance benefits in accordance with the regulations. If the insured person goes abroad to settle down after receiving the pension insurance benefits, he can continue to receive the pension insurance benefits. Persons who have settled abroad and lost their China nationality have been insured or received pension insurance benefits in accordance with relevant regulations, and shall terminate the pension insurance relationship and stop receiving monthly pension insurance benefits. Upon my written application, I can receive the balance of my personal account at one time. The basic pension is 65 yuan per person per month.

The pension treatment for urban and rural residents consists of basic pension and personal account pension, which is paid for life. The basic pension standard is 65 yuan per person per month. The monthly calculation and payment standard of personal account pension is the amount stored in personal account divided by the number of calculation and payment months.

After the individual account storage amount is paid, the overall regional government is responsible for continuing to pay the individual account pension according to the original standard.

When the new rural social endowment insurance (hereinafter referred to as the new rural social endowment insurance) and the urban social endowment insurance system in Guangdong Province were implemented locally, those who reached the age of 60 and did not enjoy the basic old-age insurance benefits for employees and other old-age benefits stipulated by the state could receive the basic pension on a monthly basis without paying fees.

The insured person who has participated in the original new rural insurance or urban residential insurance will pay according to the fixed number of years stipulated in the original participation system, and can receive a monthly pension after reaching the age of 60.

The insured's contributions have accumulated to 15, and those who have reached the age of 60 can receive a monthly pension.