How is the balance of social security and medical insurance calculated?

The calculation methods of social security and medical insurance balance include personal account balance calculation, medical expense reimbursement and accumulated reimbursement amount calculation.

1, personal account balance calculation: every month or every year, the insured person and his unit pay certain social security and medical insurance fees, which are accumulated in the personal account.

2. Reimbursement of medical expenses: When the insured person has medical expenses, the social security and medical insurance system will reimburse the expenses according to the prescribed proportion. After reimbursement, the personal account balance will be reduced accordingly.

3. Calculation of cumulative reimbursement: Social security and medical insurance systems usually set a certain reimbursement ratio, that is, the ratio of social security and medical insurance payment. Cumulative reimbursement refers to the total medical expenses paid by the social security medical insurance system for the insured in a period of time.