Social security payment standard for flexible employees in Suzhou in 2022

Social security payment standard for flexible employees in Suzhou in 2022;

Endowment insurance:

If flexible employees voluntarily participate in the basic old-age insurance for enterprise employees, the salary base is divided into thirteen grades, which are 4,250 yuan, 5,000 yuan, 6,000 yuan, 7,000 yuan, 8,000 yuan, 9,000 yuan, 1 10,000 yuan,120,000 yuan and140,000 yuan respectively.

Medical insurance:

During the period from June 5438+1 October1to June 5438+February 3 1 in 2022, the monthly payment base for flexible employees to participate in the basic medical insurance for employees was 4,250 yuan. From June 5438+1 October1day in 2022, the proportion of medical insurance contributions for flexible employees will be adjusted to 8%, and large medical expenses will be paid by the social welfare fund according to the standard of 5 yuan per person per month.

1. Who can participate in medical insurance for flexible employees?

Unemployed individual industrial and commercial households employed in the administrative area of Suzhou, part-time employees who have not participated in employee medical insurance in the employing unit, employees in new business forms, individual (free) employees, other flexible employees or flexible employees who have participated in the basic medical insurance for urban and rural residents within the legal working age.

Second, what are the main changes in participation?

(1) Release the restrictions on household registration insurance. Suzhou took the lead in implementing the national and provincial requirements of "liberalizing the household registration restrictions for flexible employees to participate in basic medical insurance in their places of employment", and included flexible employees holding residence permits in this city and Hong Kong, Macao and Taiwan into the scope of participation.

(2) you can participate in employee medical insurance alone. Flexible employees who do not choose to participate in the basic old-age insurance for enterprise employees may also choose to participate in the medical insurance for employees alone.

Three, flexible employment personnel to participate in the basic medical insurance for employees is voluntary?

Flexible employees voluntarily participate in the basic medical insurance for employees at the place of employment, and individuals pay the basic medical insurance premium.

4. What is the payment standard?

The payment base for flexible employees to participate in medical insurance for employees shall be implemented according to 60%-300% of the average wage of employees in urban units in the province last year, and shall be implemented after being announced by Jiangsu Provincial Department of Human Resources and Social Security, Jiangsu Provincial Department of Finance, Jiangsu Provincial Medical Insurance Bureau and State Taxation Bureau every year.

During the period from 65438+1 October1to 65438+February 3 1 in 2022, the monthly payment base for flexible employees to participate in the basic medical insurance for employees is 4250 yuan.

The payment ratio is: from June 65438+1 October 1 in 2022, the medical insurance payment ratio of flexible employees is 8% (reduced by1percentage point on the basis of the sum of unit payment rate and individual payment rate), and the social pooling fund for large medical expenses is 5 yuan per person per month.

Five, flexible employees to participate in the basic medical insurance for employees, and whether the insured employees enjoy the same medical insurance benefits?

Flexible employees participate in the basic medical insurance for employees and enjoy the same level of medical treatment as the insured employees. Including: account, deductible line, capping line, reimbursement ratio, special treatment, serious illness, assistance, etc.

Six, the waiting period for treatment is shortened to several months?

In order to further standardize the management of medical insurance and improve the efficiency of the use of medical insurance funds, the waiting period of flexible employees who participated in basic medical insurance for the first time in this city was shortened to 3 months in the original policy.

7. If the payment is interrupted during re-insurance, can I still make up the payment?

In this city to participate in the employee medical insurance paid by the employer, or in this city for more than 2 consecutive years (including 2 years) to participate in the basic medical insurance for residents, due to changes in personal employment status to participate in the employee medical insurance as a flexible employee, the interruption of payment time is not more than 3 months, and the insured person makes up the basic medical insurance fee during the interruption in his personal capacity, which is regarded as continuous insurance, and there is no waiting period for treatment.

Eight, the retirement payment period is not enough, what should I do?

Flexible employees in this province who participate in employee medical insurance have reached the statutory retirement age and the payment period has reached the prescribed number of years in our city. After retirement, they will not pay the employee medical insurance fee and enjoy the treatment of employee medical insurance retirees; Those who have not reached the prescribed period of time can continue to pay the prescribed period of time, or enjoy the treatment of employees' medical insurance retirees after paying the basic medical insurance premium in one lump sum according to the regulations. Flexible employees who are not registered in this province must meet the above requirements within the payment period of this province.

Legal basis:

Measures of Suzhou Municipality for Flexible Employment Personnel to Participate in Social Insurance

Article 2 These Measures shall apply to the following flexible employees who apply for employment registration within the administrative area of this Municipality:

(1) Household registration in this province;

(two) non household registration in this province, in this province to pay the pension insurance for enterprise employees for 10 years;

(3) Hong Kong, Macao and Taiwan residents who apply for residence permits of Hong Kong, Macao and Taiwan residents in this province.

Individual industrial and commercial households without employees and part-time employees who have not participated in the basic old-age insurance and medical insurance in the employer meet the above conditions, and can participate in social insurance with reference to these measures.

Article 7 _ Flexible employees can choose the payment base grade between the upper and lower limits of the old-age insurance payment base announced by the province in that year, and pay the basic old-age insurance premium for enterprise employees according to the payment ratio of 20%, of which 8% is included in the personal account.

Tenth _ flexible employees who enjoy the basic pension on a monthly basis shall meet the following conditions:

(a) to reach the age of receiving treatment stipulated by the state and the province.

1. Men are over 60 years old and women are over 55 years old (the age of receiving benefits for female employees who joined the work and retained their original permanent status before the implementation of the labor contract system in this city is determined by referring to the retirement age of female employees in enterprises);

2. Before flexible employment, he has been engaged in underground, high-altitude, high-temperature, low-temperature, particularly heavy manual labor or other jobs harmful to health and has reached the prescribed number of years, in accordance with the Interim Measures of the State Council on Retirement and Resignation of Workers (Guo Fa [1978] 104), and the male has reached the age of 55 and the female has reached the age of 45;

3. Disabled due to illness or non-work-related, and confirmed by the Municipal Labor Ability Appraisal Committee to be completely incapacitated, the male is over 50 years old and the female is over 45 years old.

(two) according to the provisions of the basic old-age insurance.

(3) According to the relevant policies of the state and the province, the place of receiving benefits is determined in this city, and the actual payment period and deemed payment period of basic old-age insurance have accumulated to 15 years.