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How to buy social security for non-deep households in Shenzhen?
1, paid by flexible employees. If you are a local hukou, you can participate in pension and medical insurance as a flexible employee. The payment standard is based on the local social wage of more than one year. Pension payment ratio is 20%, and medical care is about 9%. At present, 80% and 100% are still available. Generally go to the social security service point of the local community street;
2. Find a social security payment institution to pay. If it is not a local account, it can only be paid through the social security payment institution. This method certainly requires a certain handling fee. There are many remittance agencies on the market now, so you must pay attention to formality when looking for them. Under normal circumstances, the best insurance strategy for personal commercial insurance is to improve accident insurance, health insurance and other types of insurance, and then choose appropriate pension insurance and financial insurance as appropriate supplements.
Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).
Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.
The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.
Article 11
The basic old-age insurance combines social pooling with individual accounts.
The basic old-age insurance fund consists of employers, individual contributions and government subsidies.
Article 12
The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.
Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.
Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employing unit and other flexible employees who have participated in the basic old-age insurance shall pay the basic old-age insurance premiums in accordance with state regulations and record them in the basic old-age insurance pooling fund and individual accounts respectively.
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