Shenzhen bought social security, including medical insurance?

1. Does Shenzhen First Social Security include medical insurance?

Shenzhen social security card includes medical insurance, provided that you have participated in medical insurance. Medical insurance card is what we usually call social security card. The balance of the medical insurance card can also be inquired. Only comprehensive medical insurance has a personal account, and the balance can be checked. Other medical insurance can't find the balance.

The medical insurance card was provided to the insured for medical treatment when the medical insurance was first implemented. After the implementation of the social security card, the available amount in the personal medical insurance account will be transferred to the social security card, and you can directly see a doctor and dispense medicines as long as you hold the social security card in the future.

2. How much does the personal account of Shenzhen first-class medical insurance return every month?

People who are not registered in Shenzhen can buy social security in three grades. The main difference lies in the medical insurance part, specifically:

The first level is comprehensive medical care. Both outpatient and inpatient can go to any designated hospital. You can use the personal account balance in the medical insurance card to pay the outpatient expenses (personal account balance = paid social security base *5%), and the hospitalization reimbursement ratio is 90%. The proportion of different ages is different. Anyway, there are rebates every month!

The second file belongs to hospitalization. You can only use the medical insurance card in the designated community health center, and the reimbursement amount is only 1 1,000 yuan (within one year). You can be hospitalized in any designated hospital, and the reimbursement rate is 90%.

The third file belongs to outpatient treatment. Just like the second grade, the medical insurance card can only be used in designated community health centers, and the reimbursement amount is only 1 000 yuan (within one year). Hospitalization must be reimbursed in the superior hospital of the designated community health center, with a ratio of 75% to 85%.

If the comprehensive medical insurance is paid according to the minimum wage, it is RMB.

3. How much can I get for social security retirement in Shenzhen?

The basic pension after retirement consists of basic pension, personal account pension and transitional pension. Basic pension = (the average monthly salary of local employees in the previous year is indexed to the average monthly payment salary) ÷2× payment period (including deemed payment period )×1%; Personal account pension = the amount of personal account savings when I first received the basic pension. Transitional pension = (when the insured retires, the average monthly salary of local employees in the previous year is the average monthly payment salary of himself) ÷2× deemed payment period × 1.

4% transitional pension is only valid for those who have been insured before 1996. The deemed payment period refers to the period from the beginning of working to the beginning of paying endowment insurance, including the time for educated youth to go to the countryside.

Four. Shenzhen social security payment standard 202 1?

There are fixed standards for social security payment, especially the proportion of social security in each region is determined by the Social Security Bureau. Only enterprises need to report the social security payment base according to the actual situation of employees, and then calculate the monthly expenses. 202 1, Shenzhen social security standards have actually been adjusted to some extent. Although the phased policy of industrial injury and unemployment insurance has been extended, the overall social security payment standard has not changed. The proportion of social security contributions is different from other regions. The proportion of social security contributions in Shenzhen depends on the grade and your household registration. The proportion of people who may pay five insurances is different. If it is the first-class social security for deep households, then employers and individuals should bear 15% and 8% pension insurance, 2% medical insurance, 0% maternity insurance, 0% industrial injury insurance and unemployment insurance respectively.

However, in the Shenzhen social security standard of 202 1, the employer only needs to bear 14% of the old-age insurance, and other contributions are the same as those of Shenzhen's first-class social security. For the second-class medical insurance that is not deep-rooted, the employer only needs to bear personal responsibility, so the payment ratio of each grade is different, and the monthly social security fee is also different.

Determination of social security payment base in Shenzhen

To calculate the monthly cost of five insurances, it is necessary to determine the payment base. 202 1, the minimum social security payment base of Shenzhen social security standard is 2200 yuan, and the maximum payment base is 3 1938 yuan. According to the minimum payment base, the minimum social security premium for deep households is yuan, and the minimum social security premium for non-deep households is yuan and yuan respectively. We have to calculate the cost according to the actual situation in order to know our monthly payment.

5. Will entering Shenzhen affect the original social security card?

Entering Shenzhen will not affect the original social security card. If you buy social security in other places, you can transfer it to the social security bureau in Shenzhen. It will be convenient for you to buy next time, and it will not hinder your rights and interests. As long as you pay enough social security every month, you can enjoy the right to old-age medical care after paying 15 years.