Social security issues are more complicated.

1, the continuity of social security is very important, that is to say, in a region, you can enjoy pension (that is, retirement salary) after paying for a certain number of years (generally 15 years or more);

2. At present, the policy of cross-regional transfer of insurance relations is not mature, but in the near future, cross-regional transfer will be allowed, and endowment insurance in all regions will be recognized. I advise you not to surrender. If the insurance agency asks you to return it, it is because the policy is not uniform and you must return it. Then you will return it.

3. If it is refunded, only the individual contributions (plus interest) will be refunded to you, and the unit contributions will be used as fund management and will not be refunded.

4. If you can continue to maintain the insurance relationship and pay monthly, it is best to continue to pay, and you can receive a monthly pension when you retire.