Regarding the payment of endowment insurance, the payment base is 275 1. How much does the unit pay? How much does the individual bear? How much is transferred to personal account every month? How to

Regarding the payment of endowment insurance, the payment base is 275 1. How much does the unit pay? How much does the individual bear? How much is transferred to personal account every month? How to calculate I. Payment of endowment insurance:

The payment ratio and transfer ratio will be different in each place, and the minimum payment base and payment ratio in the same place may also be adjusted.

Taking Fuzhou, Fujian as an example, the contribution rate of endowment insurance is 18%, and the amount is 2751*18% = 495.18 yuan; The personal commitment ratio is 8%, and the amount is 275 1*8%=220.08 yuan.

Your payment base of 275 1 is higher than the current minimum payment base in Kunming, so you can directly get your monthly payment by using the proportion of payment base *. The payment ratio of Kunming 20 16 is that the unit bears 20%, that is, 275 1*20%=550.20 yuan, and the individual bears 8%, and the amount is 275 1*8%=220.08 yuan. Among them, the part borne by the individual is also remitted by the unit at the time of payment, and then deducted from your personal monthly salary. In other words, what the company didn't pay was the base *28%, of which 8% will be deducted from your salary.

Two, the amount of pension insurance into personal accounts:

Seeing that many people on the internet think that the part paid by individuals is included in personal accounts, in fact, the state does not simply calculate it for us. The calculation methods are similar everywhere, and the specific proportion and age division may be different.

1. Take Fuzhou, Fujian, which I know better, as an example (taking the current minimum base of Fuzhou as an example):

(1) Employees under 40 years old (including 40 years old) will be credited to their personal accounts at 2.8% of their monthly salary. If your monthly salary base is 3432.28 yuan, the amount credited to your personal account should be 3432.28 yuan× 2.8% = 96.11yuan.

(2) Employees aged 41one year to the statutory retirement age shall be credited to personal accounts according to 3.5% of their monthly salary. If your monthly salary base is 3432.28 yuan, the amount credited to your personal account should be 3432.28 yuan× 3.5% =120.13 yuan.

(3) If the monthly pension of retirees is below 500 yuan (including 500 yuan), 6.4% of my monthly pension will be included in my personal account. The monthly pension of the above retirees is lower than that of 20 yuan, which is included in 20 yuan; Retirees whose monthly pension is above 500 yuan shall be included in their personal accounts according to 4.5% of their monthly pension, and those whose monthly pension is lower than that of 32 yuan shall be included in their personal accounts according to 32 yuan. If your monthly pension is 500 yuan, the monthly amount transferred to your personal account should be 500 yuan ×6.4%=32 yuan.

2. Kunming: According to the monthly amount of your personal account, you can reverse it according to the example of Fuzhou mentioned above. For example, the proportion of personal account now = "the amount of your personal account in the current month" ℉ "2751yuan".

For more detailed answers, please call the pension insurance service hotline 12333, which is available all over the country. You can also consult in the window. Because I just helped you search online, most of the answers are inaccurate, and I don't want to give you random answers.

Third, the social security website inquires about my pension insurance:

The social security website can only query the records of the last two years.

There are two ways to check previous records:

1. You can find the previous records by consulting the detailed payment files of your company. Because the department responsible for paying endowment insurance is usually the personnel department (or the financial department). After they pay, they usually print out the details and file them. (However, each enterprise and everyone have different work habits. If you encounter a unit that is not very responsible or not strictly managed, it may be difficult to put forward this payment detail. )

2. Connect to the local endowment insurance center or citizen service center. You can find the telephone number of the insurance center through 1 14 first, consult it, and then set off to avoid a trip in vain.

If you are not familiar with the personnel department, use 2.