Social security is paid every year and has never been used. Will there be money in the medical insurance card?

If you pay social security all the year round, it belongs to employee medical insurance, and the cost of your medical insurance card personal account will always exist. The principal and interest of the personal account of the medical insurance card are owned by the individual.

Taking Zhengzhou as an example, according to Article 26 of the Measures for the Basic Medical Insurance of Employees in Zhengzhou City, the principal and interest of individual accounts are owned by individuals and can be carried forward and inherited, but cash cannot be withdrawn or used for other purposes.

Twenty-seventh insured work unit changes, personal account balance can be transferred. If you don't have the conditions for transfer, you can send it to me at one time. If the insured person dies, the basic medical insurance relationship will be terminated, and the balance of his personal account will be transferred to the legal heir at one time. If there is no legal heir, the personal account funds will be transferred to the overall fund.

Extended data:

Measures of Zhengzhou Municipality on Basic Medical Insurance for Employees Article 41 The medical expenses incurred by the insured in designated medical institutions with personal accounts shall be settled by social security cards. Social insurance agencies shall settle accounts with designated medical institutions according to the actual medical expenses incurred in individual accounts.

The medical expenses incurred by the insured in the hospitalization of designated medical institutions shall be borne by the individual and settled by himself and the designated medical institutions; The part that should be paid by the overall fund should be accounted for. Social insurance agencies regularly settle medical expenses with designated medical institutions, and reserve a certain percentage of quality margin. The quality deposit shall be returned according to the annual service quality assessment results.

Zhengzhou Municipal Government-Measures of Zhengzhou Municipality on Basic Medical Insurance for Employees