Can I apply for community insurance if I have social insurance?

First, yes, because they are completely different concepts.

Second, social insurance refers to a non-profit social security system with income redistribution function, which is a system that forces most members of society to participate in order to prevent and share social risks such as old age, unemployment, illness and death and realize social security.

Third, community medical insurance belongs to urban residents' medical insurance, that is, for people whose urban hukou cannot participate in employee medical insurance (general medical insurance), the fees paid are relatively small, but the reimbursement ratio and total reimbursement amount are not as high as employee medical insurance.

Moreover, when seeking medical treatment, you must start from a community hospital, and you can go to a big hospital only if you meet the conditions for transfer. If you go directly to a big hospital, you may not be reimbursed.

Four, how to participate in community medical insurance:

1) Urban residents shall go through the insurance formalities at the community labor and social security workstation where their household registration is located; Students with collective household registration in cities and towns are responsible for centralized registration by their schools, and go through the insurance procedures in the medical insurance agencies in their districts.

2) Urban residents need to bring the following materials: household registration book, ID card, photocopy, two two-inch bareheaded color photos with the same background (preschool children provide photos of mother and son or father and son with the same background) and valid certificates of other family members participating in medical insurance in the household registration book (subject to the insurance certificate issued by the medical insurance department).

3) Newborns should provide originals and photocopies of birth certificates and other related materials.

4) Urban residents who enjoy the minimum living guarantee and severe disability shall also provide the minimum living guarantee certificate, disability certificate and other relevant certification materials respectively.

5) Children of migrant workers who live in school with their parents for a long time need to provide their parents' temporary residence permit, household registration book, proof of going out to work and proof of long-term labor relations and other relevant documents.

Five, how to participate in social insurance:

If the unit pays the fee, only the individual needs to provide the original and photocopy of the ID card and four registration photos.

Individuals need to bring their ID cards, household registration books and one-inch registration photos to the personal window of the social security bureau in their jurisdiction to open an account and pay fees.

The social security base paid by the unit is determined according to the average income level of employees in the previous year.

Individuals can choose their own social security base according to their economic affordability.

The social security base refers to six base files approved by the local social security bureau in July each year according to 60%-300% of the average income level of employees in the previous year.