Conditions for Macao people to buy a house in Zhuhai

First, the conditions for Macao people to buy a house in Zhuhai

Calculate how much it will cost to decorate your home. Now housing resources are very tight, so the government has issued a series of terms to buy rental housing. What conditions do Macao people need to buy a house in Zhuhai? And how to borrow money to buy a house? Let's take a look.

First, the conditions for Macao people to buy a house in Zhuhai

1. Whether Macao people buy second-hand houses or build new houses in Zhuhai, the first thing to satisfy is that they don't have their own houses in Zhuhai;

2. Macao people have paid personal income tax or social security in Zhuhai for five years or more, and can provide relevant certificates;

3. Macao people need to go to Zhuhai's notary office for notarization when buying a house.

Second, the relevant policies of housing loans

1, commercial bank loan

(1) If the buyer has no loan record, 30% of the house price shall be paid as the down payment for the ordinary house purchased, that is, the area is below 144_; And the purchase of non-ordinary houses, that is, the area is above 144_, and 30% of the house price needs to be paid as the down payment.

(2) If the buyer has a loan, but it has been paid off in full, 40% of the house price shall be paid as the down payment for the purchased ordinary house; And the purchase of non-ordinary residential, you need to pay 60% of the house price as a down payment.

(3) If the property buyer has had a loan and has not paid it off, it is required to pay 50% of the house price as the down payment for the purchased ordinary house; And the purchase of non-ordinary residential, you need to pay 70% of the house price as a down payment.

2. Provident fund loans

If you use provident fund loans, if one person borrows, the maximum amount can reach 300,000 yuan; For two or more people, the maximum loan amount can reach 500,000 yuan.

① If the purchaser has no loan record, 30% of the down payment for the ordinary house purchased; And the purchase of non-ordinary residential, you need to pay 60% of the house price as a down payment.

(2) If the buyer has a loan, but it has been paid off in full, 40% of the house price shall be paid as the down payment for the purchased ordinary house; And the purchase of non-ordinary residential, you need to pay 60% of the house price as a down payment.

The conditions for Macao people to buy a house in Zhuhai are introduced here first. I think everyone knows. Only Macao people or foreigners who meet the conditions for buying houses in Zhuhai can buy houses in Zhuhai.

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2. How long can a Zhuhai hukou go to Macau?

You can go at any time.

At present, Zhuhai hukou citizens can obtain multiple endorsements to Australia once a year by handling the Hong Kong and Macao Pass. There are many types of Hong Kong and Macao Pass visas, such as once every three months, twice every three months and multiple times every three months. If Zhuhai hukou goes to Macau once 1 year, twice 1 year and many times 1 year, it depends on what conditions the applicant meets before applying for the Hong Kong and Macao Pass.

3. What ID number do Macao people write on the property certificate of buying a house in Zhuhai?

Generally speaking, the property owner's Macao identity card number is written, but some people provide Hong Kong and Macao passes to buy a house.