Is it necessary to open a bank card for social security card?

Social security card does not have to open a bank card. The social security card itself has the function of a bank card. When using, you can choose whether to open the bank card function of social security card.

Social security card has the functions of both medical insurance card and bank card. As long as it is a new card, but the premise is to go to the bank counter to activate its bank card function, store and record personal ID number, details such as payment and consumption of the insured unit, name and medical insurance; After the new social security card is activated. The social security card is undertaken by the local designated agent bank, and the unemployment insurance business is settled. It is a multi-functional debit card of the bank and can be used as a bank card.

Social insurance card is a personal account of social insurance and a special card for industrial injury insurance. It has no bank card function, and uses personal ID card as identification code, gender and account payment. Social security cards can be compatible with both endowment insurance and maternity insurance. The medical insurance card is issued by the medical insurance center. Medical insurance card is a special card for personal account of medical insurance. At the end of the month, the local medical insurance institution entrusts the bank to transfer part of the personal account to the personal medical insurance card of the insured employees, which is limited to the settlement of medical insurance business.

The social insurance card has the following functions:

1. Personal social security related information records, electronic certificates and information inquiry, etc.

2. Record the insured's name, ID number, date of birth, gender, nationality, residence and other basic information;

3 query my pension, unemployment, medical care, work injury and maternity insurance payment;

4. You can take the card to the hospital to see a doctor, settle the medical insurance personal account, and buy medicine at the pharmacy;

5 for medical care, unemployment, pension, work injury, maternity and other social security affairs;

6. Query the accumulated amount of endowment insurance and medical insurance;

7. Handle social security affairs such as receiving pensions, registering for job hunting and unemployment, applying for unemployment insurance benefits, and vocational training.

8. Used for identification.

To sum up, there is no need to open a bank card for social security cards.

legal ground

Full text of People's Republic of China (PRC) Social Insurance Law Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance to protect citizens' right to get material help from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

Article 3 of the full text of the Social Insurance Law of People's Republic of China (PRC) adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

"Full text of People's Republic of China (PRC) Social Insurance Law" Article 4 Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights and interests records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.