Which is better for individuals to buy social security or units to buy social security?

Individuals pay social security, the main body of payment is themselves, and they bear all the contributions. Usually, the proportion of pension insurance contributions for flexible employees is 20%. At the same time when the unit pays social security, employees participate in employee pension insurance, just like the unit pays. Individual employees pay 8%, and the company pays 16%. In other words, the proportion of individuals paying social security is higher than that of units paying social security. The payment base is different, and it is more cost-effective for the unit to pay social security.

What is the difference between a company buying social security and an individual buying social security?

1, different types of insurance: social security for residents or flexible employees can only participate in endowment insurance and medical insurance, and social security for employees includes endowment insurance, medical insurance, work injury insurance, unemployment insurance and maternity insurance. 2. Payment base: The payment base of individual social security is divided into three grades: low, medium and high, and individuals can choose freely. The social security payment base of unit lesson plans is generally linked to the average salary of employees. If the average wage of employees is higher than the social average wage by 300%, it will be paid by 300%, and if the average wage of employees is lower than the social average wage, it will be paid by 60%. 3. Payment amount: All the expenses paid by individuals for social security need to be borne by themselves. The endowment insurance, medical insurance and unemployment insurance paid by the unit shall be borne by the unit and individual, and the maternity insurance and work injury insurance shall be borne by the unit.

How do individuals pay social security?

Individuals pay social security, and if they are locals, they can pay social security for residents. If you are a foreigner, you can participate in social security as flexible employees, such as individual industrial and commercial households, freelancers and other flexible employees. Individuals only need to bring their valid ID card to the local social security bureau to pay social security.

Is there a conflict between the company paying social security and the individual paying social security?

There is a conflict between the company paying social security and the individual paying social security. Because the insured can only enjoy one kind of social insurance, whether it is employee medical insurance or resident medical insurance, it is the benefit for the insured to enjoy medical insurance reimbursement. If you participate in two medical insurances at the same time, you can only enjoy one of them when reimbursing.