Must social security be paid to retirement age?

Every insurance has its own unique function, and it doesn't have to be given to retirement. For example:

① The retirement condition of endowment insurance is that the accumulated contributions of endowment insurance reach the statutory retirement age 15 years. But this is only the retirement condition of the basic old-age insurance for employees. However, the retirement conditions of urban and rural residents' pension insurance are similar. It is endowment insurance, and the accumulated payment reaches 15 and reaches 60 years old.

The treatment of endowment insurance is to pay more and get more. As long as you can afford it, it is suggested that you continue to pay after 15. Endowment insurance is paid according to the minimum base. 15 years pension benefits only 800~ 1000 yuan per month, it is really difficult to guarantee the life after retirement. Generally, only those who have paid for 30 to 40 years can get a pension of 2000 to 3000 yuan.

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The above is the way for flexible employees to participate in endowment insurance. According to the provisions of the Social Insurance Law and the Labor Law, employees of enterprises must participate in social security as long as they have labor relations with employers. Do not pay, the administrative law enforcement departments can investigate and deal with the employer.

The obligation of compulsory insurance is not only that enterprises pay endowment insurance for employees, but also includes medical insurance, work injury insurance, maternity insurance and unemployment insurance.

(2) Medical insurance, that is, when the legal retirement age is reached and the medical insurance payment reaches the prescribed period, you can enjoy the basic medical insurance benefits directly without paying after retirement.

The fixed number of years stipulated by the state is not unified temporarily, and it shall be implemented according to local regulations. However, some places do have a long payment cycle. For example, 20 years in Hangzhou and 22 years in Shenzhen. And in some places, men and women have different retirement years. In Beijing, lesbians are 20 years and gay men are 25 years, while in Chongqing, lesbians are 25 years and gay men are 30 years.

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After the medical insurance is stopped, you can't enjoy medical insurance benefits. But after all, we also have medical insurance for urban and rural residents, which is paid once a year and can be effectively connected with employee medical insurance.

Many flexible employees who are careful and prudent will stop their insurance and become residents' medical insurance after the employees' basic medical insurance payment reaches the minimum period. After waiting for retirement, employees can still enjoy medical insurance benefits.

(3) Work-related injury insurance benefits are timely, paid in the current month, and enjoy insurance benefits in the current month. After retirement, we have no labor relationship with the employer and will not be involved in work-related injuries.

(4) Unemployment insurance benefits can only be enjoyed in the case of unemployment. Unemployment insurance must be paid for one year. I don't want to be unemployed, but I am willing to apply for a job. It can last for 24 months at the longest. During the period of receiving unemployment benefits, the state will also pay basic medical insurance.

⑤ Maternity insurance benefits can only be enjoyed when women participate in childbirth. Male spouses can enjoy certain treatment if they don't participate. In addition, men can also enjoy certain family planning medical expenses. Maternity insurance, which does not require employees to pay, has been included in medical insurance.

Therefore, different social insurance has different functions, but as long as it is an enterprise employee, it should be paid until retirement.