Is five insurances and one gold social security?

1. What is the difference between five insurances and one gold and social security? 1. Different concepts: social security is the abbreviation of social insurance, which refers to five kinds of insurance: endowment insurance, medical insurance, maternity insurance, unemployment insurance and work injury insurance. Five insurances and one gold refer to endowment insurance, medical insurance, maternity insurance, unemployment insurance, industrial injury insurance and housing accumulation fund. 2. Different scope: Social insurance only includes five types of insurance, such as endowment insurance, but five insurances and one gold also include housing accumulation fund. That is, five insurances and one gold include social security. Second, what is the role of five insurances and one gold? 1, maternity insurance, the payment ratio is 1%, which is all paid by the employer. Individuals do not need to pay, mainly for women's fertility and prenatal care, and men can also think of subsidies for fertility-related operations. 2. Work-related injury insurance, the payment ratio is 0.8%, which is borne by the company, and individuals do not need to pay. Employees who are injured during work or on their way to and from work can get insurance compensation, and they can also get compensation for occupational diseases caused by work. 3. Unemployment insurance, the proportion of companies and individuals are 2% and 1% respectively. Employees can apply for unemployment benefits if they resign involuntarily, such as being dismissed by the company, failing to renew their contracts upon expiration, or going bankrupt due to poor management. 4. Medical insurance, the proportion paid by companies and individuals is 6% and 2% respectively. Individuals who are hospitalized can enjoy medical insurance reimbursement, and the reimbursement rate is relatively high, above 85%. They can buy medicines in pharmacies and use medical insurance cards when registering in hospitals. 5. Endowment insurance, the contribution ratio of companies and individuals is 20% and 8% respectively. It is required to pay 15 years to receive retirement pension. The retirement age is 60. When there is no source of income, you can make a living by receiving a pension. 6. Housing provident fund, companies and individuals should pay the same proportion, ranging from 5% to 12%. When buying a house, you can go to the housing provident fund for a loan. The maximum personal loan amount is 500,000 yuan, which cannot exceed 20 times of the balance of the personal provident fund account, and the provident fund loan is subsidized. In the eyes of many people, social security and five insurances and one gold are the same thing, but in fact, the scope of five insurances and one gold is larger than social security because it includes housing provident fund. The purpose of housing provident fund is often used in housing, such as buying a house, renting a house, decorating a house and so on. Specifically, when you use it, you can apply for a loan with the provident fund, or you can withdraw the provident fund for use.