Is it better to pay less social security according to the high base or pay more social security according to the minimum wage? What is the impact on future pensions? Yes What about medical insurance?

If it is paid by individuals, it is definitely best to pay according to the minimum base. If it is paid by units, it is definitely best to pay according to the maximum base. If you want to pay according to the highest base, the salary must be three times higher than the social salary. Because the proportion of unit contributions and individual contributions included in your personal account is the same. Pension is 8% of the base, and medical insurance is 2% of the base. The unit's personal pension deduction is only 8% of your personal account base. The medical insurance return card is 3.3~3.7% of the base (different age groups). A large part comes from the overall planning of the unit. Personal pension contributions are 20% or 18% of the base (flexible employees), personal accounts are only included in the base 8%, and medical insurance contributions are 1 1% of the base. The return ratio is the same as above, and other fees you pay are all part of social overall planning. The higher the individual contribution base, the more overall payment.